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Payvessel
A Nigerian payment gateway for businesses to accept Naira via invoices, payment links, virtual accounts, and APIs, with checkout, verification, and settlements.
Payvessel Product Overview
Is Payvessel Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian online stores
- Businesses billing in naira
What It Does Well
- Naira payment checkout
- Invoice-based payments
Things to Check
- Settlement timing
- Supported Nigerian banks
About Payvessel
Payvessel is a fintech payment platform for businesses in Nigeria that helps merchants and developers collect payments and manage payouts using invoices, payment links, virtual accounts, and APIs.
Key capabilities include:
- Payment links and invoices for requesting and tracking customer payments across common channels (email, social media, SMS)
- Virtual accounts to receive and reconcile transfers, with transaction tracking in the dashboard
- Developer APIs and documentation for integrating payments into apps and websites, including checkout, transaction verification, and webhooks (with sandbox and API keys referenced in the docs)
- Storefronts for creating a simple online catalog to sell products or services
Available on Web (dashboard), API (developer docs), and the Payvessel App on Android and iOS.
The primary audience is B2B, including Nigerian SMEs, startups, online merchants, and developers building payment experiences; the company also references a separate consumer app.
Notable in the Nigerian market context, the platform positions itself as payment infrastructure “Nigeria and beyond” and states it works with licensed partners and is not a bank or deposit-taking institution. Pricing appears freemium, with a free merchant signup and a move to production for live processing; exact fees are not publicly stated.
Payvessel Facts
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Official Links
African alternative to
As of Oct 5, 2026, Payvessel is rated 4.3 on the App Store from 3 reviews and 4.5 on Google Play from 23 reviews with 5K+ installs.
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Frequently Asked Questions About Payvessel
Payvessel is a Nigerian payment gateway for businesses that lets you accept payments in naira using invoices, payment links, virtual accounts, storefronts and API-based checkout, then manage settlements from a web dashboard. You generate links or accounts for customers to pay, verify and track transactions in the dashboard, and use developer integrations to embed Payvessel payments directly into your website or app.
Payvessel uses a freemium model where you can sign up for a free merchant account and later upgrade to a production account for live transaction processing. Exact pricing and fees are not publicly listed, so you will need to contact Payvessel for detailed rates.
Payvessel’s business payment gateway is positioned primarily for merchants operating in Nigeria. The company also references broader African and global use cases, but Nigeria is the clearly stated core market for its gateway and settlement services.
To sign up for Payvessel as a business, you create a free merchant account from the website, access your dashboard, then complete business verification and KYC to go live with real transactions. During verification you submit business documents, settlement bank details and owner identity information before your account is approved.
Yes, Payvessel is available on iOS and Android. You can download Payvessel on the App Store for iPhone, or get it on Google Play for Android.
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