A fintech platform for Nigerian SMEs to accept POS and bank transfer payments, send invoices, track sales and inventory, manage customers, and access loans.

Screenshot of Traction Apps website

Is Traction Apps right for you?

Best for

  • Nigerian SMEs
  • Retail shops
  • Small restaurants
  • Service businesses
  • Teams with inventory

What it does well

  • POS and transfers
  • Send invoices
  • Track sales
  • Inventory tracking
  • Customer records

Things to check

  • Loan eligibility terms
  • POS device options
  • Transfer settlement time
  • Invoice payment methods
  • Inventory feature depth

Traction Apps is a fintech platform for Nigerian small businesses that combines payment acceptance with day to day sales and business management tools.

Key capabilities include:

  • Payments via POS terminals (Traction One, Traction Pro, Traction Solo), bank transfers with real time confirmation in app, and invoicing for requesting payments; QR code and USSD are listed as coming soon
  • Retail point of sale tools to record sales, create a digital product catalogue, and support inventory management for tracking products as sales happen
  • Customer and staff operations with customer management and employee management features referenced on the website
  • Business financing through loans, positioned for working capital to keep operations running

Pricing for POS hardware is published on the website: Traction One (NGN 110,000, lease to own from NGN 500/day for 220 days), Traction Pro (NGN 50,000, lease to own from NGN 150/day for 160 days), and Traction Solo (NGN 15,000, lease to own from NGN 150/day for 100 days).

Available on Web and Android.

It is designed for SMEs and merchants in Nigeria, including retailers, neighborhood shops, vendors, and distributors that need to accept card and transfer payments while tracking sales and stock.

Notable in the Nigerian market context, the company was founded in 2018 and was acquired by OmniRetail in October 2024, with its services integrated into OmniPay as part of a broader SME financial services offering.

As of Jul 6, 2026, Traction Apps is rated 4.3 on Google Play from 429 reviews with 100K+ installs.

Phone:+234 913 102 6154
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