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Traction Apps
A fintech platform for Nigerian SMEs to accept POS and bank transfer payments, send invoices, track sales and inventory, manage customers, and access loans.
Traction Apps Product Overview
Is Traction Apps Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian SMEs
- Retail shops
What It Does Well
- POS and transfers
- Send invoices
Things to Check
- Loan eligibility terms
- POS device options
About Traction Apps
Traction Apps is a fintech platform for Nigerian small businesses that combines payment acceptance with day to day sales and business management tools.
Key capabilities include:
- Payments via POS terminals (Traction One, Traction Pro, Traction Solo), bank transfers with real time confirmation in app, and invoicing for requesting payments; QR code and USSD are listed as coming soon
- Retail point of sale tools to record sales, create a digital product catalogue, and support inventory management for tracking products as sales happen
- Customer and staff operations with customer management and employee management features referenced on the website
- Business financing through loans, positioned for working capital to keep operations running
Pricing for POS hardware is published on the website: Traction One (NGN 110,000, lease to own from NGN 500/day for 220 days), Traction Pro (NGN 50,000, lease to own from NGN 150/day for 160 days), and Traction Solo (NGN 15,000, lease to own from NGN 150/day for 100 days).
Available on Web and Android.
It is designed for SMEs and merchants in Nigeria, including retailers, neighborhood shops, vendors, and distributors that need to accept card and transfer payments while tracking sales and stock.
Notable in the Nigerian market context, the company was founded in 2018 and was acquired by OmniRetail in October 2024, with its services integrated into OmniPay as part of a broader SME financial services offering.
Traction Apps Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
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African alternative to
Pricing & Fees
Variable pricingPricing varies: POS: "one flat fee of 0.7% per transaction" (successful card transactions). Bank Transfer: "0.5% per transaction with a cap of NGN 100 or NGN 10 flat when receiving transfers". POS terminals: Traction One (NGN 110,000) or lease to own from NGN 500 per day for 220 days; Traction Pro (NGN 50,000) or lease to own from NGN 500 per day for 160 days; Traction Solo (NGN 15,000) or lease to own from NGN 150 per day for 100 days.
As of Oct 5, 2026, Traction Apps is rated 4.3 on Google Play from 433 reviews with 100K+ installs.
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Traction Apps Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataTraction Apps has raised $10M across 5 recorded funding events. The latest was Merger / Acquisition in Oct 2024.
- Total Raised:
- $10M
- Latest Round:
- Merger / Acquisition
Traction Apps Investors & Funding Rounds
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Traction Apps Founders & Leadership Team
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Frequently Asked Questions About Traction Apps
Traction Apps is a fintech platform offering POS terminals and payment solutions to help businesses accept card payments and bank transfers and manage transactions. It works by providing hardware like Traction One, Pro, and Solo terminals, along with an Android app, dashboard for reporting, and optional cash advances based on transaction volume.
Traction operates in Nigeria.
Yes, Traction is available on Android. Get Traction on Google Play for Android.
Traction Apps is best suited for small to medium-sized businesses, startups, and merchants needing affordable POS terminals and payment acceptance.
You can contact Traction Apps' support via email at support@tractionapps.co or by phone at +234 122 944 99 (WhatsApp: +234 913 102 6154).
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