A South African payment aggregator that helps billers collect and reconcile customer payments across retail partners, banks, mobile networks, and digital providers.

Pay@ Product Overview

Is Pay@ Right for You?

Liners prepares and updates these highlights as product information changes. Editorial standards

Best For

  • Billers and collectors
  • Utilities and municipalities

What It Does Well

  • Retail partner payments
  • Bank payment collection

Things to Check

  • Supported retail partners
  • Bank transfer methods

About Pay@

Screenshot of Pay@ website

Pay@ is a South African payment aggregation and bill payment collection platform for businesses and billers that need to accept customer payments across multiple physical and digital channels.

Key capabilities include:

  • Single integration for enterprise billers, connecting an existing invoicing system to Pay@ so customers can pay through retail partners, banks, mobile network operators, and other digital payment providers.
  • Self-service billing via Pay@Go, with a dedicated portal to create invoices, manage payments, and offer QR code options without a technical API integration.
  • Payment requests and customer references, using a unique reference number for customers to view and pay accounts, plus SMS and email delivery for payment requests.
  • Reconciliation and notifications, including real-time payment notifications and consolidated settlement and reconciliation to reduce manual allocation work.

Available on Web (business portal and customer payment flow) and via API for integrated enterprise implementations.

Target users include enterprises, financial institutions, insurers, municipalities, and education providers that collect high-volume consumer payments across South Africa.

Notable in the local market context, the service has operated since 2007, is listed as FSP No 29423 and a Certified TPPP, and connects billers to 40+ payment networks spanning retail, mobile and banking, and voucher channels in South Africa.

Pay@ Facts

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Pay@ Funding History

Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source data

Pay@ has 2 recorded funding events. The latest was Other in Mar 2019.

Total Raised:
Undisclosed
Latest Round:
Other

Pay@ Investors & Funding Rounds

Acquired by Araxi for $62.3M in 2026Read about this acquisition
OtherUndisclosedMar 2019

Pay@ Founders & Leadership Team

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Aart Jurriaanse
Andrew Hardie

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Latest Pay@ News & Updates

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Frequently Asked Questions About Pay@

Pay@ is a South African payment aggregator that helps businesses and billers collect customer payments across multiple channels. It works by providing a single integration point that connects to over 40 payment networks, including retail partners (like Shoprite and Pick n Pay), banks, mobile network operators, and digital payment providers. Customers can pay bills using their unique Pay@ reference number through retailers, online channels, or mobile platforms, while businesses receive real-time notifications and automated reconciliation.

Pay@ operates primarily in South Africa, where it serves as the country's leading payment aggregator with access to over 11,000 retail stores and 150,000 informal traders nationwide.

To sign up for Pay@, visit https://go.payat.co.za to register for Pay@Go, which is the self-service portal. For enterprise API integration, contact Pay@ directly at info@payat.co.za or support@payat.co.za.

Pay@ is best suited for enterprises, financial institutions, insurance companies, municipalities, educational institutions, and other businesses that need to collect high-volume customer payments across multiple physical and digital channels in South Africa.

You can contact Pay@ support at support@payat.co.za, info@payat.co.za, or it-support@payat.co.za.

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