Kyshi
A Merchant of Record payments platform for global businesses to collect in African currencies, manage compliance, and settle funds in USD, GBP, EUR, CAD, or CNY.

Is Kyshi right for you?
Best for
- Global sellers in Africa
- SaaS billing in Africa
- Marketplaces taking local cards
- Africa-focused ecommerce brands
- Cross-border payouts teams
What it does well
- Collects local currencies
- Merchant of record setup
- Compliance handled centrally
- Settles in major currencies
- Multi-country payment rails
Things to check
- Supported payment methods
- Settlement currency options
- Settlement timing window
- Refunds and chargebacks
- Supported checkout integrations
Kyshi is a payments platform and Merchant of Record (MoR) for global businesses that need to collect payments in African markets in local currencies while settling in foreign currencies.
Key capabilities include:
- Local currency collection and settlement across South Africa, Nigeria, Ghana, Kenya, and Cote d’Ivoire, with support for KES, NGN, ZAR, GHS, and FCFA, plus settlement in GBP, USD, EUR, CAD, or CNY.
- Payment method coverage through regional partners, including credit/debit cards, e-wallets, and bank transfers, designed for local checkout preferences.
- MoR compliance handling, including VAT/GST, local regulatory requirements, and data privacy obligations tied to selling across jurisdictions.
- B2B payments, collections, and payouts, enabling businesses to collect locally and make vendor and supplier payouts in local currency and preferred payment methods.
Available on Web with API-first integration and developer documentation.
Built for B2B teams at small, mid-size, and enterprise companies expanding into African markets and managing cross-border revenue collection.
Notable in the African payments context for combining MoR compliance coverage with multi-market currency collection, plus add-on localized marketing, warehousing and logistics, and local customer support to support market entry. The company states it has processed $300m+ in payments over 3+ years for 500+ global businesses across 100+ countries.
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