CinetPay
A payment gateway for merchants and institutions to accept mobile money, Visa, Mastercard, and digital wallet payments across nine Francophone African countries.

Is CinetPay right for you?
Best for
- Online merchants
- Mobile money checkouts
- Cross-border sellers
- Subscription businesses
- Institutions collecting fees
What it does well
- Mobile money payments
- Visa and Mastercard payments
- Digital wallet payments
- Payment links
- One API checkout
Things to check
- Nine-country coverage
- Supported mobile money brands
- Settlement currency options
- Payout timelines
- Payment link options
CinetPay is a fintech payment aggregator and gateway for merchants and institutions that need to accept online payments across Francophone Africa.
Key capabilities include:
- Single API payment aggregation across multiple mobile money operators, reducing the need for separate integrations per provider
- Support for 130+ payment methods, including mobile money, Visa and Mastercard cards, and digital wallets
- A short checkout flow designed to complete payment in one or two steps
- Security and operations tools such as fraud detection, encryption, and reconciliation across payment operators
Available via API and Web.
Built for B2B users, including e-commerce businesses, public services, schools, banks, and financial institutions collecting payments online.
It is notable for its focus on Francophone African markets (Ivory Coast, Senegal, Mali, Burkina Faso, Benin, Guinea, Togo, Niger, and Cameroon) and for providing a consolidated gateway that helps organizations digitize collections while managing multiple local payment rails in one place.
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