Mintyn App

Mintyn is a Nigerian digital banking product for individuals and MSMEs that combines everyday banking, payments, Online Shopping, and business tools in a single web and mobile experience.

Key capabilities include:

• Personal and business accounts: Open savings and current accounts, plus business accounts and a diaspora banking account.
• Payments and transfers: Send bank transfers in Nigeria, fund supported betting wallets, and pay utility bills such as electricity and cable TV, plus airtime and data purchases across major Nigerian networks.
• Savings: Access Spend and Save, ****, Emergency Savings, Goal-based savings, and lots more.
• Investment plans Short-term investments, Long-term Investments, Fixed Income investments and lots more.
• Commerce and business operations: Buy gift cards (examples listed include iTunes, Visa, Amazon, Apple, Google Play, and others), run bulk payments for payroll or multi-beneficiary payouts, use budgeting (CoinBuddy) and spend analytics (SpendMapster), and request CAC registration and TIN application support. The site also lists online marketplace shopping and flight booking.

Available on Web, Android, and iOS.

Target users include Nigerian consumers who want one place to manage spending, bills, and savings, and Nigerian small businesses that need business banking, bulk payouts, and basic compliance support.

Notable for the Nigeria market, the site states the account is provided by Finex Microfinance Bank Ltd, which is licensed by the Central Bank of Nigeria (CBN), with deposits insured by the NDIC; it also states the card is issued by Providus Bank under Mastercard license. Pricing is positioned as freemium, with “free transfers” and “free account opening” advertised, and EasyCollect listed from ₦10 per transaction.