What is ALAT by Wema and how does it work?

ALAT by Wema is a fully digital banking platform that lets you open and run a Nigerian bank account entirely online, then spend, save alone or with friends, and access consumer loans via web and mobile apps.

What countries does ALAT by Wema operate in?

ALAT by Wema operates in Nigeria and is designed primarily for individual consumers in the Nigerian market.

How do I sign up for ALAT by Wema?

You can sign up by visiting the ALAT by Wema web app at online.alat.ng or by downloading the ALAT mobile app, then following the on-screen steps to open an account and complete digital onboarding.

Does ALAT by Wema have a mobile app?

Yes, ALAT by Wema is available as a mobile app on Android and iOS, alongside the web experience.

Who is ALAT by Wema best suited for?

ALAT by Wema is best suited for individual consumers in Nigeria who prefer mobile-first, fully digital banking to open accounts, save, borrow, and manage money without visiting branches.

How do I contact ALAT by Wema support?

You can contact ALAT by Wema support by emailing help@alat.ng, purpleconnect@wemabank.com, or tech@alat.ng, and you can also reach the Wema/ALAT helpline at 07000PURPLE (07000787753).

Does ALAT by Wema have a plan for teams or businesses?

ALAT by Wema is primarily focused on individual consumer accounts, and there is no clear indication of a dedicated teams or business plan, so business users typically use other Wema Bank services.

Does ALAT by Wema offer an API or integrations?

ALAT by Wema does not advertise a public API or developer platform, and no official API documentation or integration catalog is available, so API access appears to be unavailable to external developers.

ALAT by Wema

🇳🇬 Nigeria

A digital banking platform for individuals in Nigeria to open an account online, spend, save alone or with friends, and access consumer loans via web and mobile apps.

Use it on:WebAndroidiOS

Is ALAT by Wema right for you?

Best for

Nigerian individuals
Online account opening
Everyday spending
Group savings
Consumer borrowers

What it does well

Open accounts online
Web and mobile banking
Spend from your account
Solo and group savings
Consumer loans access

Things to check

Loan eligibility rules
Loan repayment terms
Group savings features
Card and transfer limits
Available plan tiers

ALAT by Wema is a fully digital banking platform for individuals in Nigeria who want to open and run a bank account online without visiting a physical branch.

Key capabilities include:

Digital account opening and day-to-day banking, letting customers operate their account entirely online
Spending control and online money management, with tools designed for mobile-first banking
Savings options, including saving individually or saving with friends
Consumer loans for lifestyle purchases, including loans to buy new devices

Available on Web, Android, and iOS.

It serves consumer banking users in Nigeria who prefer mobile and online channels for saving, borrowing, and managing money.

Notability: launched by Wema Bank (founded in 2017), it is described as Nigeria’s first fully digital bank and is often referenced as an early flagship digital banking offering in the Nigerian market.

Phone:+234 700 2255 2528

Categories:

Fintech

Features & Business Model:

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