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A Nigeria-based payment infrastructure provider offering a payment gateway, card processing, and switching services for banks, fintechs, merchants, and SMEs.
Belema Product Overview
Is Belema Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian merchants
- Nigerian SMEs
What It Does Well
- Payment gateway
- Card processing
Things to Check
- Supported card brands
- Bank settlement time
About Belema
Belema is a payment infrastructure provider run by Belema Fintech Limited, with offices in Port Harcourt and Lagos. It received a switching and processing licence from the Central Bank of Nigeria in January 2025 and serves banks, fintechs, merchants, SMEs, and enterprises that need rails for collections, payouts, and card transactions.
Key products include:
- Belema Payment Gateway (Belema Pay) for accepting online payments.
- Belema Switch, the switching engine that routes transactions between financial institutions.
- Belcoba, single and bulk payments and instant transfers for financial institutions, which can run without the client's own core banking system and connects through APIs.
- Virtual accounts, direct debit, and the Belema Verification Service.
Available on Web, with integration through APIs.
Target users include banks and other financial institutions, fintech companies, e-commerce businesses, and SMEs and large enterprises that need payment gateway integration, switching, or processing rails in Nigeria.
Belema Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
Official Links
What it does
Recent Reviews for Belema
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Belema Founders & Leadership Team
Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source dataFrequently Asked Questions About Belema
Belema is a Nigerian payment infrastructure company licensed by the Central Bank of Nigeria for switching and processing. It offers a payment gateway, a switching engine, Belcoba for single and bulk payments, virtual accounts, direct debit, and identity verification. Businesses and financial institutions connect through its web gateway or APIs, and Belema handles routing, settlement, and reconciliation.
Belema does not publish its prices. Contact the team for pricing based on your products and transaction volume.
Belema operates in Nigeria, with offices in Port Harcourt and Lagos.
You can get started with Belema by contacting the company through its website to discuss your payment, switching, or gateway needs and to arrange onboarding. They typically provide access to their gateway, APIs, and merchant or financial institution services after a business engagement and necessary compliance checks.
Belema's website does not list a mobile app. Its services are delivered through its web gateway and APIs.
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