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A digital payments platform for banks, businesses, governments, and developers to manage POS terminals, accept online payments, run bulk disbursements, and collect funds.

Arca is a digital payment platform for businesses, government institutions, financial institutions, developers, and consumers that need payment processing, collections, and payment management in Africa.
Key capabilities include:
Available on Web and via APIs (including a free API sandbox for testing integrations).
Target users include banks and financial institutions, SMEs and corporate businesses, government agencies handling revenue collection and disbursement, fintechs and developers building payment features, and individual customers using services like agency banking and bill payments.
Notable in the African payments ecosystem because it is licensed by the Central Bank of Nigeria (CBN) and operates across Nigeria and Kenya, offering a suite that spans gateway payments, switching and card transaction management, POS operations, and public-sector collections and disbursements.
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