What is SoftPay and how does it work?

SoftPay is a payment platform for making individual or bulk transfers, scheduled and recurring payments, generating invoices, sharing payment links, and managing multiple bank accounts. It works by signing up with KYC details like BVN and ID, then using the web dashboard or mobile app to send payments directly from your bank account, set up approval workflows, and track transactions.

What countries does SoftPay operate in?

SoftPay operates primarily in Nigeria.

How do I sign up for SoftPay?

Visit www.softpay.ng to create an account or log in. Provide personal information, basic details, BVN verification, government-issued ID, address verification, and business bio to complete signup.

Does SoftPay have a mobile app?

Yes, SoftPay has a mobile app for iOS and Android. Download it from the App Store or Play Store to sign up or log in.

Who is SoftPay best suited for?

SoftPay is best suited for starter businesses, registered businesses, and individuals managing payments to vendors, suppliers, staff, or for collections like security dues.

How do I contact SoftPay support?

Contact SoftPay support through their 24/7 dedicated team, accessible via the platform for issues like failed payments.

Does SoftPay have a plan for teams or businesses?

Yes, SoftPay supports teams and businesses. You can add team members to your profile, set up approval workflows with approvers and authorizers, and manage payments for staff or vendors.

SoftPay

🇳🇬 Nigeria

A Nigeria-focused payment platform for businesses to make single, bulk, recurring, or scheduled payouts, send invoices and payment links, and track transactions.

Use it on:Web Android iOS

Is SoftPay right for you?

Best for

Nigerian businesses
Vendor payments
Staff payouts
Supplier settlements
Recurring payments

What it does well

Bulk payouts
Scheduled transfers
Recurring payouts
Payment links
Invoice sending

Things to check

Bank payout options
Bulk payout limits
Payout approval roles
POS hardware needed
Transaction reporting depth

SoftPay is a Nigeria-focused payment platform for businesses that need to pay vendors, suppliers, staff, and other beneficiaries, while also managing invoicing and collections from customers.

Key capabilities include:

Single, bulk, recurring, and scheduled payments, designed for routine payouts and one-off transfers
Invoice generation and payment link sharing to request and collect payments
Multi-bank account management plus a virtual account to receive customer inflows in one place
Approval workflows and team member invitations to support internal controls and shared operations

Available on Web (Via https://dashboard.softpay.ng dashboard), Android, and iOS (Softpay Business).

It targets businesses of all sizes in Nigeria, including starter and registered enterprises that run frequent payouts, collect dues or levies, and need transaction visibility across teams.

Notable for its focus on operational payment controls such as approvals and beneficiary categorization, and for security and compliance coverage that includes PCI-DSS and ISO standards, with immediate remittance to beneficiaries on successful transactions.

Categories:

Fintech

Features & Business Model:

b2b bulk-payments payment-links pos saas