Payment processing, collections, and disbursements for Africa
SoftPay
A Nigeria-focused payment platform for businesses to make single, bulk, recurring, or scheduled payouts, send invoices and payment links, and track transactions.
SoftPay Product Overview
Is SoftPay Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian businesses
- Vendor payouts
What It Does Well
- Bulk payouts
- Scheduled payments
Things to Check
- POS hardware needed
- Payment link checkout flow
About SoftPay

SoftPay is a Nigeria-focused payment platform for businesses that need to pay vendors, suppliers, staff, and other beneficiaries, while also managing invoicing and collections from customers.
Key capabilities include:
- Single, bulk, recurring, and scheduled payments, designed for routine payouts and one-off transfers
- Invoice generation and payment link sharing to request and collect payments
- Multi-bank account management plus a virtual account to receive customer inflows in one place
- Approval workflows and team member invitations to support internal controls and shared operations
Available on Web (Via https://dashboard.softpay.ng dashboard), Android, and iOS (Softpay Business).
It targets businesses of all sizes in Nigeria, including starter and registered enterprises that run frequent payouts, collect dues or levies, and need transaction visibility across teams.
Notable for its focus on operational payment controls such as approvals and beneficiary categorization, and for security and compliance coverage that includes PCI-DSS and ISO standards, with immediate remittance to beneficiaries on successful transactions.
SoftPay Facts
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Frequently Asked Questions About SoftPay
SoftPay is a payment platform for making individual or bulk transfers, scheduled and recurring payments, generating invoices, sharing payment links, and managing multiple bank accounts. It works by signing up with KYC details like BVN and ID, then using the web dashboard or mobile app to send payments directly from your bank account, set up approval workflows, and track transactions.
SoftPay operates primarily in Nigeria.
Visit www.softpay.ng to create an account or log in. Provide personal information, basic details, BVN verification, government-issued ID, address verification, and business bio to complete signup.
Yes, SoftPay has a mobile app for iOS and Android. Download it from the App Store or Play Store to sign up or log in.
SoftPay is best suited for starter businesses, registered businesses, and individuals managing payments to vendors, suppliers, staff, or for collections like security dues.
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