A Bank of Ghana licensed payment service provider that helps Ghanaian merchants accept cards, mobile money, QR, USSD, and payment links, with settlement to business bank accounts.
BluPenguin is a Bank of Ghana licensed Payment Service Provider (PSP) that helps transaction-based businesses accept digital payments in-store or online and receive settlements directly into their business bank accounts.
Key capabilities include:
Available on Web and Android (BluPay app on Google Play), with a Developers section for integrations.
Target users include merchants and other transaction-based businesses, plus banks that need payment acceptance and terminal monitoring capabilities; it also supports agent-led cash-out use cases through the Swipe-4-Cash program.
Notable in Ghana’s fintech market context, it operates as a locally licensed PSP, supports common payment methods used in Ghana (including local mobile money networks and card schemes), advertises no monthly fees, and maintains offices in Ghana and Côte d’Ivoire, with an additional office presence in Nigeria.
As of Jun 22, 2026, BluPenguin is rated 4.3 on Google Play from 193 reviews with 100K+ installs.
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