KiotaPay

KiotaPay is a unified business finance platform for African companies that need to manage collections, spending, payroll, payouts, and reconciliations from one system.

Key capabilities include:

• Spend management and controls: set real-time limits, merchant category locks, department budgets, and approval workflows; track and reconcile transactions with detailed reporting and audit history.
• Collections via payment links: generate shareable links to accept payments through M-Pesa, cards, or bank transfer; invoicing is listed as coming soon.
• Payroll processing and HR tools: run payroll with automated statutory deductions aligned to KRA, NSSF, and NHIF rules, pay employees via bank payouts or bulk M-Pesa, and provide employee self-service for payslips and leave requests.
• Bulk disbursements and accounting sync: approve and pay suppliers, merchants, or teams in batches, then sync transactions and reconciliations with .