KiotaPay

KiotaPay is a unified business finance platform for African companies that need to manage collections, spending, payroll, payouts, and reconciliations from one system.

Key capabilities include:

• Spend management and controls: set real-time limits, merchant category locks, department budgets, and approval workflows; track and reconcile transactions with detailed reporting and audit history.
• Collections via payment links: generate shareable links to accept payments through M-Pesa, cards, or bank transfer; invoicing is listed as coming soon.
• Payroll processing and HR tools: run payroll with automated statutory deductions aligned to KRA, NSSF, and NHIF rules, pay employees via bank payouts or bulk M-Pesa, and provide employee self-service for payslips and leave requests.
• Bulk disbursements and accounting sync: approve and pay suppliers, merchants, or teams in batches, then sync transactions and reconciliations with QuickBooks, Xero, and Sage.

Available on Web, Android, iOS, plus API access.

Built for B2B teams such as SMEs and enterprises, including property managers and hospitality operators that need approval-based spend control, compliant payroll, and multi-channel payments.

Notable in the African market for supporting local payment rails (including M-Pesa) and Kenyan payroll compliance workflows, with mobile apps and customer references across multiple business sectors.