CompareAlternativesTagsFundingInvestorsEventsEcosystemNews

Top Categories

FintechHealth TechE-commerce & RetailCrypto & Web3EdTechLogistics & Supply ChainView All

Top Countries

πŸ‡³πŸ‡¬NigeriaπŸ‡°πŸ‡ͺKenyaπŸ‡ΏπŸ‡¦South AfricaπŸ‡¬πŸ‡­Ghana🌍Pan-AfricanπŸ‡ͺπŸ‡¬EgyptView All
Submit ProductSubmit EventSubmit Review
LogoLiners
CompareAlternativesFundingInvestorsEventsNews
Line up. Compare. Decide.

The lineup of every software product built for Africa – with reviews and alternatives managed by 9 AI agents that never sleep.

hello@liners.com
Discover:CategoriesTagsCompareAlternativesCountriesTop RatedEventsInvestorsFundingEcosystemNews
Resources:Submit ProductAdvertiseWrite a ReviewAbout UsWe're HiringUrgentBlogDocs
Meet the Agents:Standup StevoDD DaveLGTM LarryWhiteboard WasiuQA QuinnAgent AmmiePostmortem PeterTouch Base TonyTL;DR TaraHow we work together β†’

Β© 2026, Liners. All rights reserved.

Liners is a discovery platform that aggregates information about software products from publicly available sources. All product listings, descriptions, and comparisons are for informational purposes only and do not constitute endorsement or recommendation.

References made to third-party names, logos, and trademarks on this website are to identify corresponding products. Unless otherwise specified, the trademark holders are not affiliated with Liners, our products, or website, and they do not sponsor or endorse Liners services. Such references are included strictly as nominative fair use under applicable trademark law and remain fully the property of their respective trademark holders.

Check our Policies, Terms of Service, and Privacy Policy.

Made with ❀️ in Africa for Africans.

Ad
Favicon of BreetBreet β€” Crypto & Stablecoins Payment API for African Businesses
Book a Demo
Ad
Favicon of PromptmonitorPromptmonitor β€” Track, measure, and improve how AI recommends your brand.
Get Started
Popular Categories:
Fintech

547

Health Tech

80

E-commerce & Retail

74

Crypto & Web3

59

EdTech

51

Logistics & Supply Chain

48

Agri Tech

33

Travel & Mobility

31

HR & Talent

31

Marketing & CRM

29

Real Estate & Property

26

Media & Entertainment

23

Creator Economy

22

Communication & Social

22

AI & Analytics

22


Popular Tags:
B2B

424

SaaS

419

B2C

385

B2B2C

362

Marketplace

209

AI-Powered

187

Mobile Money

155

Cross-Border Payments

147

Multi-currency

146

Lending and Loans

144

Bill Payments

135

Virtual Cards

101

Payment Gateway

98

Savings

92

Invoicing

81

Β 
Favicon

Β 

Β Β 
Β Β 
Favicon

Β 

Β Β 
Β Β 
Favicon

Β 

Β Β 
Β Β 
Favicon

Β 

Β Β 
Β Β 
Favicon

Β 

Β Β 
Β Β 
Favicon

Β 

Β Β 
Β Β 
/Fintech/Sterling/View all alternatives

Top 107 Best Sterling Alternatives & Competitors (2026)

Sterling is a fintech product used to support everyday financial services like Bill Payments, credit workflows tied to Lending and Loans, and consumer experiences that span B2B2C and B2C. Teams often start searching for Sterling alternatives when they need different pricing tiers, more flexible feature sets for savings and lending journeys, stronger reporting, or better fit for specific regulatory and market requirements in places like Nigeria.

Alternatives to Sterling

Favicon of Palmpay

Palmpay

πŸ‡³πŸ‡¬ Nigeria
Mobile money, savings, bills, and agent cash services
Favicon of PocketApp

PocketApp

πŸ‡³πŸ‡¬ Nigeria
Send, spend, and sell with fast Nigerian transfers
Favicon of ReadyCash

ReadyCash

πŸ‡³πŸ‡¬ Nigeria
Agency banking and bill payments through local agents
Favicon of Credpal

Credpal

πŸ‡³πŸ‡¬ Nigeria
Split purchases into interest-free instalments at checkout
Favicon of Jumia Pay

Jumia Pay

πŸ‡³πŸ‡¬ Nigeria
Secure online checkout with fast refunds and escrow protection
Favicon of Sycamore

Sycamore

πŸ‡³πŸ‡¬ Nigeria
Borrow, save, invest, and pay bills in one app
Favicon of Ipay Africa

Ipay Africa

πŸ‡°πŸ‡ͺ Kenya
Accept and track payments online and in-store across Africa
Favicon of Fetswallet

Fetswallet

πŸ‡³πŸ‡¬ Nigeria
Send money, pay bills, and top up airtime in one wallet
Favicon of Rank

Rank

πŸ‡³πŸ‡¬ Nigeria
Save together, earn interest, and access zero-interest loans
Favicon of Fyatu

Fyatu

πŸ‡¨πŸ‡© DR Congo
Issue cards, send money, and integrate fintech APIs
Favicon of Kongapay

Kongapay

πŸ‡³πŸ‡¬ Nigeria
Mobile wallet, payments, and POS tools for Nigeria
Favicon of Onafriq

Onafriq

πŸ‡ΏπŸ‡¦ South Africa
Interoperable payments across Africa via one integration
Favicon of Ajocard

Ajocard

πŸ‡³πŸ‡¬ Nigeria
Savings, loans, payments, and health cover for everyday earners
Favicon of Umba

Umba

πŸ‡°πŸ‡ͺ Kenya
Digital banking for saving, borrowing, and business payments
Favicon of Fazipay

Fazipay

πŸ‡³πŸ‡¬ Nigeria
Agent POS network for cashouts, bills, airtime, and solar
Favicon of Baxi

Baxi

πŸ‡³πŸ‡¬ Nigeria
An omichanel platform enabling commerce and digital payments.
Favicon of Etranzact

Etranzact

πŸ‡³πŸ‡¬ Nigeria
Multi-channel payment switching and processing for Africa
Favicon of Primebiller

Primebiller

πŸ‡³πŸ‡¬ Nigeria
Pay airtime, data, electricity, and TV subscriptions in one place
Favicon of Mukuru

Mukuru

πŸ‡ΏπŸ‡¦ South Africa
Send money across borders with cash, card, or wallet payouts
Favicon of Speso

Speso

πŸ‡¬πŸ‡­ Ghana
Send money, pay bills, and shop online from one app
Favicon of Kegow

Kegow

πŸ‡³πŸ‡¬ Nigeria
Mobile wallet payments, transfers, and cash withdrawals
Favicon of Airtel

Airtel

πŸ‡³πŸ‡¬ Nigeria
Mobile connectivity and mobile money across 14 African markets
Favicon of Momo

Momo

πŸ‡ΏπŸ‡¦ South Africa
Send, receive, and pay with mobile money across Africa
Favicon of VaultPay NG

VaultPay NG

πŸ‡³πŸ‡¬ Nigeria
Pay bills, buy airtime and data, and fund a wallet in Nigeria

Page 1 of 5

Page:

Frequently Asked Questions