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Everyday banking, loans, and digital payments in Nigeria
Corebank
A Nigeria-focused digital banking platform for individuals and businesses to open accounts, save, invest, access loans, and transact via app, web, USSD, cards, and POS.
Corebank Product Overview
Is Corebank Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian individuals
- Nigerian small businesses
What It Does Well
- Account opening
- Savings and investing
Things to Check
- Loan terms
- Investment options
About Corebank
Corebank is a digital banking platform powered by Corestep Microfinance Bank that serves individuals, merchants, and businesses in Nigeria with accounts, payments, and access to credit.
Key capabilities include:
- Savings, investments, and loans: dedicated product pages for Savings, Investments, and Loans, including options for individuals, corporates, and trade groups.
- E-banking across multiple channels: transact through USSD (*5334#), a mobile app, web sign-in, and debit cards for ATM and POS usage.
- Merchant and business services: free business account opening via a dedicated business portal, plus POS for merchants with instant settlements.
- Advisory and agency banking: access Banking Advisory and Agency Banking services through the platform.
Available on Web and Android.
It targets retail customers in both formal and informal sectors, plus Nigerian SMEs, corporates, trade groups, and merchants that need business accounts and day-to-day transaction channels.
Notable in the Nigerian market because it is offered by a Central Bank of Nigeria licensed microfinance bank (Corestep MFB) and emphasizes free account opening, zero banking charges, and no minimum balance for personal and business accounts (as stated in product materials).
Corebank Facts
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Official Links
What it does
As of Oct 5, 2026, Corebank is rated 3.8 on Google Play from 154 reviews with 10K+ installs.
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Frequently Asked Questions About Corebank
Corebank is a fintech platform powered by Corestep Microfinance Bank that offers savings accounts, loans, investments, and e-banking services to help customers maximize their money. You can open a savings account with zero naira via the mobile app by selecting an account type, entering personal and address details, providing your BVN, and setting a password. It provides products like flexible savings (CoreFlex, CoreThrift), term deposits, salary advances (CoreSalad), SME loans, and digital channels including USSD (*5334#), mobile app, ATM cards, and POS.
Corebank operates primarily in Nigeria.
Download the Corebank Mobile App from the Android, sign up by selecting a savings account type, entering your personal details, BVN, and setting a password. You receive a unique account number instantly upon signup. Start saving or using services right away.
Yes, Corebank is available on Android. Download Corebank on the Google Play Store for Android.
Corebank is best suited for individuals seeking savings and investments, salary earners needing loans like CoreSalad, micro, small, and medium enterprises for liquidity loans, petty traders and daily sellers for CoreThrift Advance, and trade groups or market associations.
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