What is Riby and how does it work?

Riby is a Nigerian fintech that digitises cooperatives, savings groups, and small businesses, helping them manage savings, loans, and contributions online. Users can access services via mobile app, USSD, or web, while agents assist offline users. It also connects financial institutions to underserved groups for loans and financial inclusion.

Who is Riby best suited for?

Cooperatives and savings groups needing digital financial management Small & micro enterprises seeking organized savings and loans access Traditionally underserved or unbanked communities requiring financial inclusion tools Financial institutions looking to digitize group banking and agent networks

How do I contact Riby support?

You can contact Riby support via email at support@riby.me

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Riby: Funding, Reviews & Alternatives (2026) – Liners

Riby

Name: Riby
Brand: Riby

🇳🇬 Nigeria

A digital financial services platform for Nigerian cooperatives and savings groups to manage contributions, thrift collections, loans, and partner-backed investments.

Available on:WebAndroid

Visit Riby

Riby is a digital financial services platform for Nigerian cooperatives, savings groups, associations, trade groups, and micro and small-scale enterprises that need to manage group savings, loans, and collections digitally.

Key capabilities include:

Savings and contribution management for members, with support for making savings at a chosen frequency and tracking balances and receipts.
Loan management for groups, including loan borrowing, disbursement, and repayment tracking for members, plus access to funding opportunities through partner financial institutions.
Thrift and cooperative collection through Riby CoAgent, built for field collection and administration of cooperative and thrift activities.
Agency banking transactions via Riby Agent Network for carrying out financial services and transactions.

Available on Web and Android (mobile apps include CoBanking, Agent Network, and CoAgent; RibyGo for individual or group savings is listed as coming soon).