Regxta

Regxta is a Nigerian fintech platform that provides digital financial services for unbanked individuals and micro-businesses, delivered through a network of trained local agents.

Key capabilities include:

• Micro-loans and business credit with instant underwriting and disbursement (supported by data science and AI), designed for small businesses that need quick access to working capital
• Savings accounts and online banking for people without a traditional bank account, including core wallet-style services and digital monitoring
• Agent-led customer onboarding and business support, enabling agents to open accounts, complete KYC, and help micro-business owners with business registration and expense management
• Agent earnings and tools, including a 2% commission on every loan processed, access to POS terminals on loan, and an intuitive financial record generator to track earnings

Available on Android and iOS.

Target users include agents and merchants serving unbanked customers, as well as small business owners who need basic banking, savings, and microcredit in Nigeria.

Notable context: the platform positions itself around financial inclusion in underserved African markets, reports trust from 10,000+ merchants, and states it has paid out over $200,000 in agent commissions this year. Regxta is registered in Nigeria with RC 1747728.