What is Fyatu and how does it work?

Fyatu is a fintech platform that issues instant virtual Visa and Mastercard debit cards for online payments, subscriptions, and global transactions. Users sign up via the app, fund their wallet with local currency using bank cards or mobile money, create virtual cards in USD or EUR, and use them anywhere Visa or Mastercard is accepted. It also supports wallet interoperability, PayPal and Perfect Money withdrawals, peer-to-peer transfers, and mobile recharges worldwide.

How much does Fyatu cost?

Fyatu offers transparent fees with no hidden charges, but specific pricing details for virtual cards and services are available on their pricing page. Card options include Mastercard World, Mastercard Diamond, and Visa Platinum with varying fees, limits, and features.

What countries does Fyatu operate in?

Fyatu operates primarily in 30+ African countries for collections and payouts, including DRC, Nigeria, Kenya, Ghana, South Africa, Tanzania, and Uganda. Virtual cards are accepted worldwide wherever Visa or Mastercard is supported, in 180+ countries.

How do I sign up for Fyatu?

Download the Fyatu app from Google Play, sign up with your details, and verify your account. Fund your wallet using a bank card or mobile money, then create your first virtual card to start using it.

Does Fyatu have a mobile app?

Yes, Fyatu has a mobile app available on Google Play for Android devices.

Who is Fyatu best suited for?

Fyatu is best suited for individuals in Africa needing virtual cards for online shopping, subscriptions, and global payments without a traditional bank account. It also serves the unbanked via mobile money integration and businesses building financial products.

How do I contact Fyatu support?

Contact Fyatu support through the in-app help section or visit their website for support options.

Does Fyatu have a plan for teams or businesses?

Yes, Fyatu Business offers plans for teams and businesses, including a free Startup plan with up to 1,000 API calls per month, and Growth or Enterprise plans for higher volumes.

Does Fyatu offer an API or integrations?

Yes, Fyatu offers a public API. View the official Fyatu API documentation for endpoints, authentication, and integration guides.

Fyatu

🌍 Pan-African

A fintech platform for individuals and businesses to issue Visa and Mastercard cards, send money to 180+ countries, buy eSIMs, and integrate payments APIs in Africa.

Use it on:Web API Android· 3.4 iOS· 2.5

Is Fyatu right for you?

Best for

Fintech builders
Businesses issuing cards
Cross-border senders
Digital wallets
eSIM resellers

What it does well

Visa and Mastercard issuing
Virtual and physical cards
Send money abroad
eSIM purchases
Payments API integration

Things to check

Card availability by country
Settlement timing
Supported payout methods
API docs and limits
eSIM country list

Fyatu is a web-based fintech platform for individuals and businesses in Africa that provides card issuing, cross-border transfers, mobile money connectivity, and developer APIs.

Key capabilities include:

Virtual and physical Visa and Mastercard cards issued instantly, with 3DS support, Apple Pay and Google Pay readiness, 5 BINs, and 3-year validity for online payments at 60M+ merchants
Global money transfers to 180+ countries (including African mobile money wallets like MTN MoMo, M-Pesa, Airtel Money, and Orange Money) with stated delivery of under 5 minutes and 0% hidden markup
Global eSIMs for 200+ countries, supporting data, SMS, calls, and a local number, with instant activation
APIs for businesses including a Card Issuing API (REST, webhooks, SDKs) with 50+ endpoints and ~200ms average response time, plus Collections and Payouts for payments, refunds, and disbursements across 30+ African countries

Available on Web, Android, iOS and via APIs.

Target users include freelancers and consumers who need online payment cards, airtime top-ups, and fast international transfers, plus businesses such as fintech startups, forex brokers, e-commerce platforms, crypto exchangers, travel agencies, and marketing agencies integrating card programs, collections, and payouts.

Notable in the African market for its deep mobile money integrations, focus on security and compliance (PCI DSS, 256-bit encryption, biometric authentication, real-time fraud monitoring), and adoption metrics shown on the website (including 1,000,000+ users and 4.5/5 from 47,942 reviews).

As of Jun 29, 2026, Fyatu is rated 2.5 on the App Store from 2 reviews and 3.4 on Google Play from 5.2K reviews with 100K+ installs.

Phone:+1 303-241-0421

Social Links:

Categories:

Fintech

Features & Business Model:

b2b2c cross-border-payments mobile-money physical-cards virtual-cards