Fyatu

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A fintech platform for individuals and businesses to issue Visa and Mastercard cards, send money to 180+ countries, buy eSIMs, and integrate payments APIs in Africa.

Fyatu Product Overview

Is Fyatu Right for You?

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Best For

  • African fintech builders
  • Online businesses

What It Does Well

  • Visa and Mastercard issuing
  • Virtual card issuing

Things to Check

  • Supported countries list
  • Card spend limits

About Fyatu

Screenshot of Fyatu website

Fyatu is a web-based fintech platform for individuals and businesses in Africa that provides card issuing, cross-border transfers, mobile money connectivity, and developer APIs.

Key capabilities include:

  • Virtual and physical Visa and Mastercard cards issued instantly, with 3DS support, Apple Pay and Google Pay readiness, 5 BINs, and 3-year validity for online payments at 60M+ merchants
  • Global money transfers to 180+ countries (including African mobile money wallets like MTN MoMo, M-Pesa, Airtel Money, and Orange Money) with stated delivery of under 5 minutes and 0% hidden markup
  • Global eSIMs for 200+ countries, supporting data, SMS, calls, and a local number, with instant activation
  • APIs for businesses including a Card Issuing API (REST, webhooks, SDKs) with 50+ endpoints and ~200ms average response time, plus Collections and Payouts for payments, refunds, and disbursements across 30+ African countries

Available on Web, Android, iOS and via APIs.

Target users include freelancers and consumers who need online payment cards, airtime top-ups, and fast international transfers, plus businesses such as fintech startups, forex brokers, e-commerce platforms, crypto exchangers, travel agencies, and marketing agencies integrating card programs, collections, and payouts.

Notable in the African market for its deep mobile money integrations, focus on security and compliance (PCI DSS, 256-bit encryption, biometric authentication, real-time fraud monitoring), and adoption metrics shown on the website (including 1,000,000+ users and 4.5/5 from 47,942 reviews).

Fyatu Facts

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Social Links
African alternative to
Pricing & Fees
Variable pricingPRICING & FEES: Card Issuance Fee $10 / $15 / $20; Card Funding Fee 2.5%; Cross-Border Fee $1.00 (min $1.00); Maintenance Fee $1/mo; Withdrawal Fee 1.5%.

As of Oct 5, 2026, Fyatu is rated 3.3 on the App Store from 3 reviews and 3.2 on Google Play from 5.2K reviews with 100K+ installs.

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Fyatu Funding History

Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source data

Fyatu has raised $350K across 2 recorded funding events. The latest was Seed in Jul 2022.

Total Raised:
$350K
Latest Round:
Seed

Fyatu Investors & Funding Rounds

Seed$250,000Jul 2022
Seed$100,000Nov 2020

Fyatu Founders & Leadership Team

Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source data
Felix Maroy

Latest Fyatu News & Updates

Liners collects product news from official company updates and trusted publications. We refresh coverage as new articles are published. How we source data

Frequently Asked Questions About Fyatu

Fyatu is a fintech platform that issues instant virtual Visa and Mastercard debit cards for online payments, subscriptions, and global transactions. Users sign up via the app, fund their wallet with local currency using bank cards or mobile money, create virtual cards in USD or EUR, and use them anywhere Visa or Mastercard is accepted. It also supports wallet interoperability, PayPal and Perfect Money withdrawals, peer-to-peer transfers, and mobile recharges worldwide.

Fyatu offers transparent fees with no hidden charges, but specific pricing details for virtual cards and services are available on their pricing page. Card options include Mastercard World, Mastercard Diamond, and Visa Platinum with varying fees, limits, and features.

Fyatu operates primarily in 30+ African countries for collections and payouts, including DRC, Nigeria, Kenya, Ghana, South Africa, Tanzania, and Uganda. Virtual cards are accepted worldwide wherever Visa or Mastercard is supported, in 180+ countries.

Download the Fyatu app from Google Play, sign up with your details, and verify your account. Fund your wallet using a bank card or mobile money, then create your first virtual card to start using it.

Yes, Fyatu has a mobile app available on Google Play for Android devices.

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