A cross-border payments platform for individuals and SMEs to send and receive international transfers, manage multi-currency wallets, and issue a virtual USD card.

Is meCash right for you?
Best for
- SMEs paying overseas suppliers
- Freelancers paid in dollars
- People sending money abroad
- Remote teams paying contractors
- Multi-currency earners
What it does well
- Cross-border transfers
- Multi-currency wallets
- Receive international payments
- Virtual USD card
- Low-fee transfers
Things to check
- Nigeria, Rwanda availability
- Supported transfer corridors
- Wallet currency options
- Card spend limits
- KYC document needs
meCash is a digital finance platform for individuals and businesses that need to send and receive money internationally, especially across African corridors and routes to the USA, UK, and China.
Key capabilities include:
- Cross-border transfers to the USA, UK, China, and 16+ African countries, with settlement times that can range from minutes to up to three business days depending on destination.
- Multi-currency wallet with funding via a virtual bank account, designed to hold balances and support international transfers.
- Virtual USD card for paying globally for subscriptions, online shopping, ads, and digital services from the dashboard.
- Business APIs for programmatic payments and account services, including Quote API (rates and fees), Wallet API, Payout API (bank accounts or mobile wallets), Transaction API, and Virtual Account API.
Available on Web dashboard, Android, iOS, and via API.
It targets individuals handling personal remittances, tuition payments, and purchases, plus SMEs/MSMEs that need cross-border payouts, collections, and integration into their own apps or platforms.
Notable for Africa-focused coverage and compliance, it lists regulatory status and partnerships across multiple jurisdictions, including an IMTO license in Nigeria, a PSP license in Rwanda, MSB registrations in the USA and Canada, and UK operations via a registered PSD agent relationship; it also supports common payment channels such as bank transfer and mobile money, with KYC based on government-issued ID and proof of address.
As of Jun 22, 2026, meCash is rated 5.0 on the App Store from 1 review and 4.9 on Google Play from 24 reviews with 1K+ installs.
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