What is Platnova and how does it work?

Platnova is an all-in-one finance and lifestyle app that lets you send and receive money globally in 25+ currencies, create and fund virtual cards, pay bills, top up airtime and data, buy gift cards, and make tuition payments. It works through a mobile app where you sign up with your name and email, open multi-currency wallets, and use options like card transfers, bank transfers, mobile money, or USSD for seamless transactions across 80+ countries.

What countries does Platnova operate in?

Platnova operates in 80+ countries worldwide and is registered in the US, Canada, UK, Rwanda, and Nigeria.

How do I sign up for Platnova?

Sign up effortlessly in the Platnova app using just your name and email. No bank account or credit card is required to start transacting.

Does Platnova have a mobile app?

Yes, Platnova is available on iOS and Android. You can download Platnova on the App Store for iPhone, or get it on Google Play for Android.

Who is Platnova best suited for?

Platnova is best suited for individuals needing global money transfers, bill payments, virtual cards, and savings, as well as businesses requiring multi-currency wallets, team virtual cards, and international payments.

How do I contact Platnova support?

Contact Platnova support through the help center at support.platnova.com.

Does Platnova have a plan for teams or businesses?

Yes, Platnova offers a dedicated business app for teams and businesses, with features like multi-currency wallets, team member assignments, virtual and physical cards, and global payments.

Platnova

🇳🇬 Nigeria 🇷🇼 Rwanda

A finance and lifestyle app for individuals and businesses to send money internationally, manage multi-currency wallets, pay bills, save in a vault, and use cards.

Use it on:Web Android· 3.5 iOS· 3.9

Is Platnova right for you?

Best for

Cross-border workers
Online sellers
Remote teams
Frequent travellers
Small businesses

What it does well

Multi-currency wallets
International money transfers
Bill payments in-app
Vault savings
Virtual and physical cards

Things to check

Nigeria and Rwanda access
Supported transfer corridors
Card availability
Billers list
Payment links limits

Platnova is an all-in-one finance and lifestyle app for individuals and businesses that need cross-border transfers, multi-currency accounts, cards, savings, and everyday payments.

Key capabilities include:

International transfers for sending money locally or abroad, with support for payments to 50+ countries, multiple payment methods, competitive exchange rates, and instant transaction notifications.
Multi-currency money management, including USD, GBP, and EUR accounts opened within seconds, plus currency swaps and tools designed to give users more control over cross-border spending.
Cards and cash services, including physical and virtual cards that work across 13+ currencies, alongside OTC deposits and payouts.
Bills, savings, and lifestyle features such as airtime and data top-ups, TV subscriptions, gift cards, tuition payments (including accommodation and other bills), Platnova Vault savings in USD, GBP, EUR, and NGN, plus travel and lifestyle booking options like flights, lounges, stays, and vacations.

Available on Web, Android, and iOS.

It serves B2C users managing personal finances and travel needs, and B2B teams using business tools such as payment links, invoices, transactions, and business cards.

In an Africa-focused context, it maintains a presence in Nigeria (FMLL Certified and FCCPC Approved, Lagos address) and includes entities registered as money services businesses in the United States (FinCEN) and Canada (FINTRAC), supporting cross-border use cases from African markets.

As of Jul 6, 2026, Platnova is rated 3.9 on the App Store from 167 reviews and 3.5 on Google Play from 841 reviews with 100K+ installs.

Social Links:

Categories:

Fintech

Features & Business Model: