Platnova

Platnova is an all-in-one finance and lifestyle app for individuals and businesses that need cross-border transfers, multi-currency accounts, cards, savings, and everyday payments.

Key capabilities include:

• International transfers for sending money locally or abroad, with support for payments to 50+ countries, multiple payment methods, competitive exchange rates, and instant transaction notifications.
• Multi-currency money management, including USD, GBP, and EUR accounts opened within seconds, plus currency swaps and tools designed to give users more control over cross-border spending.
• Cards and cash services, including physical and virtual cards that work across 13+ currencies, alongside OTC deposits and payouts.
• Bills, savings, and lifestyle features such as airtime and data top-ups, TV subscriptions, gift cards, tuition payments (including accommodation and other bills), Platnova Vault savings in USD, GBP, EUR, and NGN, plus travel and lifestyle booking options like flights, lounges, stays, and vacations.

Available on Web, Android, and iOS.

It serves B2C users managing personal finances and travel needs, and B2B teams using business tools such as payment links, invoices, transactions, and business cards.

In an Africa-focused context, it maintains a presence in Nigeria (FMLL Certified and FCCPC Approved, Lagos address) and includes entities registered as money services businesses in the United States (FinCEN) and Canada (FINTRAC), supporting cross-border use cases from African markets.