HoneyCoin

HoneyCoin for Businesses is a B2B cross-border payments and treasury management platform for finance teams and companies that need to collect, convert, and settle funds across multiple countries.

Key capabilities include:

• Multi-currency wallets and payments to hold balances in fiat and crypto, collect pay-ins via bank or mobile money, and payout to local accounts or wallets using local rails in 22+ markets.
• Virtual accounts that open named accounts in KES, USD, GHS, and NGN, support sub-accounts for customer operations, and enable conversion between local currency and USDT/USDC from the account.
• OTC desk for higher-volume FX and stablecoin trades with liquidity up to $5M per day, same-day (T+0) settlement, and settlement in USD, USDT, or local currency.
• Virtual cards with dynamic limits, approval rules, and real-time transaction monitoring, plus integrations for card spend data with accounting systems.

Available on Web with API access (SDKs for Node, Python, and Ruby) and API docs for payments, on/off-ramps, webhooks, and transaction data retrieval.

Target users include enterprises, fintechs, and finance teams running cross-border payouts, payroll-style bulk transfers, treasury operations, and programmatic payments through APIs.

Notable in the African market context for supporting local rails and multi-currency virtual accounts (including KES and NGN) while also providing stablecoin on/off-ramps (USDC/USDT) and institutional-style OTC settlement for businesses operating across Africa and other regions.