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Manage USD, cards, and crypto in one mobile wallet
A USD-denominated prepaid Visa card and money app for individuals who earn and spend globally, with virtual accounts, crypto funding, and payouts to 100+ countries.
Figo Product Overview
Is Figo Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Remote workers
- Freelancers paid in dollars
What It Does Well
- Usd prepaid Visa card
- Virtual card spending
Things to Check
- Supported funding methods
- Visa acceptance limits
About Figo
Figo is a USD-denominated prepaid Visa card and global money app for individuals who need reliable international payments, crypto funding, and cross-border transfers.
Key capabilities include:
- Virtual USD Visa card for online, in-app, and in-store payments wherever Visa is accepted (including subscriptions and global merchants), with instant issuance after identity verification.
- Named virtual accounts in USD, EUR, and NGN that can receive payouts in the user’s name, including payments from platforms like Payoneer, Deel, and Wise.
- Crypto send, receive, and conversion with 100+ supported tokens, including stablecoins, with two-way conversion between the in-app balance and crypto.
- Global payouts to local bank accounts in 100+ countries, with mid-market FX rates, transparent fees, and real-time transaction alerts.
Available on Web (spendfigo.com and app.spendfigo.com), Android, and iOS.
It targets consumers in emerging markets, including users in Nigeria and Ghana (with broader country availability listed on the website), who want a dollar card and international transfers without frequent payment declines.
Notable for African users, it combines USD card spend, virtual accounts, and crypto rails in one app, and it has been featured in CoinEdition for its stablecoin-powered USD card and cross-border payments rollout across 50+ countries.
Figo Facts
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Pricing & Fees
Variable pricingNo monthly fees. Virtual card issuance is currently free; USD transactions cost $0.35, foreign exchange is 2%, and international transactions cost $0.60 + 2% FX. USDC deposits are free.
As of Nov 2, 2026, Figo is rated 3.0 on the App Store from 2 reviews and 2.6 on Google Play from 38 reviews with 50K+ installs.
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Frequently Asked Questions About Figo
Figo is a USD-denominated prepaid Visa card and global money app that lets you hold, fund, and spend dollars internationally from a single account. You get an instantly issued virtual USD Visa card (after verification), named USD/EUR/NGN virtual accounts, the ability to fund with local transfers or supported crypto, and you can send payouts to bank accounts in over 100 countries while spending anywhere Visa is accepted.
A Figo account is free with no monthly fee. The card costs $0.35 per USD transaction, plus a 2% FX margin on non-USD spend. Funding by bank transfer or USDC is free.
Figo is available across about 50 countries spanning Latin America, the Caribbean, Africa, the Middle East, and Asia‑Pacific. In Africa, Figo has country pages for Nigeria, Kenya, South Africa, Ghana, Egypt, Uganda, Senegal, Zambia, Côte d'Ivoire, and Morocco, with more countries planned.
You can sign up for Figo by visiting spendfigo.com or app.spendfigo.com, creating an account, and completing identity verification. Once verified, you receive an instant virtual USD Visa card and can fund your balance via local transfers, virtual accounts, or supported crypto like USDC/USDT.
Yes, Figo is available on iOS and Android. You can download Spendfigo on the App Store for iPhone, or get it on Google Play for Android.
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