Onboard

Onboard is a mobile financial platform for creators and builders who need to manage USD accounts, virtual cards, stablecoins, and crypto in one place for everyday spending, receiving payments, and moving money across borders.

Key capabilities include:

• USD account that can be set up in minutes, supports getting paid like a local in the US, and offers same-day transfers with no hidden fees listed on the product site.
• Virtual cards for online and in-person spending, with the ability to create multiple cards for different needs, adjust security settings, and track spending in real time.
• Self-custody DeFi wallet for managing digital assets with private key management and multi-factor authentication, plus options to convert to cash and trade crypto.
• Exchange and cash-out options, including P2P and Direct Account flows that support moving funds between stablecoins (for example, USDC) and local bank accounts, depending on jurisdiction.

Available on Android and iOS.

It targets individuals living a “borderless” financial life, including global earners who get paid in dollars and spend or save in other currencies.

For African users who rely on crypto and stablecoins for cross-border payments, Onboard’s mix of USD account access, virtual cards, and faster on/off-ramps to local bank transfers (availability varies by compliance region) can reduce the need to juggle multiple apps. Support: support@onboard.xyz.