Question 1

What are the best Onboard alternatives for multi-currency wallets in Africa?

Accepted Answer

If you want a true multi-currency wallet instead of Onboard, start with Spendin and Myaza. Spendin supports multiple African currencies (including NGN, ZAR, and KES) and is available in Nigeria, Kenya, and South Africa, while Myaza lists availability across Nigeria, Kenya, South Africa, Ghana, and Rwanda.

Question 2

What can I use instead of Onboard in Nigeria?

Accepted Answer

In Nigeria, strong Onboard alternatives include EverTry, Withroam, and Pouchers. EverTry focuses on virtual dollar cards for global online payments, while Withroam and Pouchers both emphasise stablecoin-powered cross-border use cases, and all three list Nigeria availability.

Question 3

What is the best alternative to Onboard in Kenya?

Accepted Answer

For Kenya, Spendin, Myaza, and Novacrust are the most relevant options to compare. Novacrust lists Kenya among its supported markets and is positioned for freelancers and remote workers who receive USD via ACH or wire, then cash out to banks or mobile money.

Question 4

Which apps like Onboard are best for stablecoin cash-outs to local banks?

Accepted Answer

For stablecoin to local payout flows, compare Withroam, Novacrust, and Munify. Withroam explicitly supports receiving USD and stablecoins, converting at transparent rates, and paying out to local currencies, while Novacrust also highlights stablecoin payouts and bank or mobile money withdrawals.

Question 5

Do Onboard competitors offer virtual cards for subscriptions and online payments?

Accepted Answer

Yes, several Onboard competitors focus on virtual cards, with EverTry being the most subscription-oriented option in this set. EverTry is built around creating virtual dollar cards for global online payments and can be funded with local currency or stablecoins.

Question 6

If I only need a virtual card, what is the simplest Onboard alternative?

Accepted Answer

If your main need is a virtual dollar card (not a full crypto wallet), EverTry is the most direct Onboard alternative to start with. Its description is centred on generating virtual dollar cards for global payments, including subscriptions, and it is listed as available in Nigeria.

Question 7

Is there an Onboard alternative designed for freelancers getting paid from abroad?

Accepted Answer

Yes, Novacrust and Blockroll are positioned for freelancers and gig workers who get paid in USD or stablecoins. Novacrust highlights receiving USD via ACH or wire and sending money to banks or mobile money, while Blockroll mentions invoices, bill payments, and a virtual card.

Question 8

How do I switch from Onboard to an alternative without breaking payments?

Accepted Answer

Start by opening the new account first, then test a small transfer and card payment before moving bigger amounts, and keep Onboard active until payouts are stable on the new app. If your goal is cross-border spending, try Spendin or Pouchers alongside Onboard for a week, both include virtual cards and cross-border functionality, then migrate your recurring payments once you are confident.

Top 132 Best Onboard Alternatives & Competitors (2026)

Alternatives to Onboard

Spendin

OneDosh

EverTry

Roam

Novacrust

Pouchers

Myaza

Taja

Kredete

Blockroll

DurraFX

Upesa

Hurupay

Zynta

BMONI

Chipper Cash

Grey

FX Kudi

SwyftPay

Kwikpik

Vban

Moneco

Hizo

Elevate Pay

Frequently Asked Questions

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