What is Munify and how does it work?

Munify is a blockchain-powered financial platform for global money management. It enables individuals and businesses to hold multiple currencies, send and receive payments instantly, issue stablecoin-backed virtual cards, create invoices, and manage cross-border transactions securely.

How much does Munify cost?

Munify is generally free to open an account, but it charges usage-based fees: for example, FX conversion costs about 2.5% and some transfers (like ACH/wires) have small fixed fees, while card issuance is free.

What countries does Munify operate in?

Munify's primary market focus is Egypt and the wider Middle East/North Africa (MENA) region, especially Egyptian users living abroad sending money home.

How do I sign up for Munify?

Visit munify.ai and download the app or sign up through the website using your national ID for fast account creation.

Does Munify have a mobile app?

Yes, Munify is available on iOS and Android. You can download Munify on the App Store for iPhone, or get it on Google Play for Android.

Who is Munify best suited for?

Munify is best suited for businesses handling cross-border payments and global teams, as well as individuals like freelancers, remote workers, expats, and those sending money home.

How do I contact Munify support?

Contact Munify support via email at support@munify.ai

Does Munify have a plan for teams or businesses?

Yes, Munify offers solutions for businesses, including virtual cards for global teams, multi-currency accounts, global payouts, and invoice management.

Does Munify offer an API or integrations?

Yes, Munify offers a public API. View the official Munify API documentation for endpoints, authentication, and integration guides.

Munify

🇪🇬 Egypt

A stablecoin-powered neobank for individuals and businesses to send and receive cross-border payments, manage USD accounts, and issue virtual cards via app or API.

Use it on:Web iOS· 2.9 API Android· 4.4

Munify is a stablecoin-powered cross-border payments and account platform for individuals and businesses that need faster, lower-cost global money movement.

Key capabilities include:

Multi-currency accounts to hold and manage balances (USD available; EUR and GBP coming soon) and support cross-border use cases such as getting paid from abroad.
Non-custodial wallet, where users control their funds and keys.
USD virtual cards for online spending, with unlimited card creation, spending limits, and real-time transaction tracking, funded in USD while paying in other currencies.
Send, pay-ins, and payouts infrastructure for moving money across borders, including payouts to bank accounts or wallets, pay-ins via bank or digital assets, and RESTful APIs for payouts, pay-ins, and card issuance.

Available on iOS, Android, and via API.

It is designed for a B2B2C audience, including individuals sending remittances or receiving international income (for example, Egyptians getting paid from abroad) and businesses that need API-based cross-border payouts and payment collection.

Munify is notable in the MENA and Africa-adjacent remittance context for its focus on USD access using national ID, its non-custodial approach to holding funds, and its expansion signals in the region, including a DFSA in-principle license approval in the UAE and seed funding linked to Y Combinator (S2025).

As of Jun 22, 2026, Munify is rated 2.9 on the App Store from 24 reviews and 4.4 on Google Play from 219 reviews with 50K+ installs.

Phone:+1 425-785-2416

Social Links:

Categories:

Fintech

Features & Business Model: