Munify
A stablecoin-powered neobank for individuals and businesses to send and receive cross-border payments, manage USD accounts, and issue virtual cards via app or API.

Munify is a stablecoin-powered cross-border payments and account platform for individuals and businesses that need faster, lower-cost global money movement.
Key capabilities include:
- Multi-currency accounts to hold and manage balances (USD available; EUR and GBP coming soon) and support cross-border use cases such as getting paid from abroad.
- Non-custodial wallet, where users control their funds and keys.
- USD virtual cards for online spending, with unlimited card creation, spending limits, and real-time transaction tracking, funded in USD while paying in other currencies.
- Send, pay-ins, and payouts infrastructure for moving money across borders, including payouts to bank accounts or wallets, pay-ins via bank or digital assets, and RESTful APIs for payouts, pay-ins, and card issuance.
Available on iOS, Android, and via API.
It is designed for a B2B2C audience, including individuals sending remittances or receiving international income (for example, Egyptians getting paid from abroad) and businesses that need API-based cross-border payouts and payment collection.
Munify is notable in the MENA and Africa-adjacent remittance context for its focus on USD access using national ID, its non-custodial approach to holding funds, and its expansion signals in the region, including a DFSA in-principle license approval in the UAE and seed funding linked to Y Combinator (S2025).
As of Jun 22, 2026, Munify is rated 2.9 on the App Store from 24 reviews and 4.4 on Google Play from 219 reviews with 50K+ installs.
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