Grey

Receive, send, exchange, and manage multiple currencies in one app with free foreign bank accounts you can open from your phone. Built for freelancers, remote workers, travellers, and businesses across Africa, Grey makes it easier to get paid by international clients, move funds across borders, and keep track of spending.

Key features include:

• Foreign accounts for receiving international payments (including options like IBAN for business needs)
• Currency exchange with real-time conversion rates
• Global money transfers and P2P payments designed to be fast and low-cost
• Virtual cards for secure digital payments
• Invoices to bill clients and get paid faster
• Bill payments, gift cards, and expense management tools
• Instant transaction notifications for better control
• Inclusive app experience, including language options

Grey states it is regulated by FINTRAC (Canada) and FinCEN (US), and operates as a fintech with banking services provided through licensed partners.