Grey

Grey is a fintech platform for individuals and businesses, especially African freelancers and companies, that need to open foreign accounts and receive, send, and exchange money internationally from a phone.

Key capabilities include:

• Foreign currency accounts that can be opened from a phone, designed for receiving foreign payments and managing multiple currencies in one place.
• Global funds transfers and P2P payments, supporting sending and receiving international payments with instant transaction notifications and a detailed transaction history.
• Currency exchange with real-time conversion rates, aimed at converting between currencies without traditional bank paperwork.
• Payment and money management tools including virtual cards, invoicing for client billing, bill payments, gift cards, expense management, and a savings feature.

Available on Web, Android, and iOS.

It serves freelancers, remote workers, digital nomads, travellers, expats, and businesses that handle cross-border payments and need foreign account details for client payouts and global spending.

Grey.co is notable in African payment workflows because it focuses on helping users in African markets access foreign currency account functionality and international transfers in one app. It is also formerly known as Aboki Africa, and the company states it is a financial technology company (not a bank) with services provided by licensed banking partners and regulated entities (FINTRAC in Canada, FinCEN in the US).