Breet — Crypto & Stablecoins Payment API for African Businesses 
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Spend and move money globally with stablecoin-powered wallets
Moniebee
Liners checked this listing or its product relationship to a reasonable extent. Verification is not an endorsement or product test. How verification worksA mobile fintech app for Nigerian digital natives to create virtual USD Visa/Mastercard cards, manage spending with pockets, and pay online subscriptions and bills.
Moniebee Product Overview
Is Moniebee Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Online shoppers
- Subscription payers
What It Does Well
- Virtual USD cards
- Visa and Mastercard support
Things to Check
- Available countries
- Supported online merchants
About Moniebee
Moniebee is a mobile fintech app for digital natives in Nigeria who need virtual USD cards for international online payments and simple tools to plan monthly spending.
Key capabilities include:
- Virtual dollar cards (Visa or Mastercard) for paying on international platforms such as shopping sites, streaming subscriptions, and online services; cards have a 3-year validity
- Apple Pay support, letting users add the virtual card to Apple Pay for eligible payments
- Expense management with Pocket, a non-interest-bearing budgeting feature for setting aside money by category (for example food, cravings, and vacations)
- Responsible-use controls, including restrictions on transactions related to gambling, adult content, the dark web, and cryptocurrency purchases; a virtual card may deactivate after three failed transactions due to insufficient funds
Available on Android and iOS.
Built for B2C users, especially Nigerians managing personal finance, international subscriptions (including Showmax plans), and online purchases.
Notable in the Nigerian market context, the service operates as a registered technology company (Shilling Technology Solution Limited, RC 6953926) and states that it partners with licensed Nigerian banks and card-provider services for banking functions and card issuance.
Moniebee Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
Official Links
As of Oct 5, 2026, Moniebee is rated 4.9 on the App Store from 17 reviews and 4.0 on Google Play from 36 reviews with 1K+ installs.
Recent Reviews for Moniebee
Reviews reflect each reviewer's opinion. Companies cannot pay to alter or remove reviews. A verified review includes proof that Liners checked to an extent. Learn how reviews work4.0
Great · 4 reviews
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How is the score calculated?
Every product starts at a 3.5-star baseline worth 7 reviews. Each approved review pulls the score toward the real average, so a product with one 5-star review shows about 3.7.
Learn how reviews workF
Foyinkansola739The reviewer submitted proof that Liners checked to an extent. The badge does not prove every claim in the review.
NG · 15 reviews
Oct 2, 2026
My experience was great because the platform is simple, convenient, and easy to navigate. Creating and managing the virtual card was straightforward, and I liked having useful features such as card controls and easy access to the card details. The company is doing well by providing a smooth user experience and making the virtual card process easy to understand. Overall, I would recommend it to others looking for a convenient virtual-card platform because it is easy to use, practical, and offers useful features without making the process complicated.
James Ede
NG · 16 reviews
Oct 1, 2026
Moniebee is a decent USD virtual card platform. Unlike some brands like Swyftpay that run out of the very cards that’s their main service, Moniebee offers Mastercard and VISA dollar cards without an ongoing maintenance fee. For the Mastercard at least. The only issue I had was the KYC verification took longer than expected and I wasn’t aware of a confirmation notification. I had to go back in the app to check.
Frequently Asked Questions About Moniebee
Moniebee is a mobile app for managing personal finances, buying airtime and data plans, paying utility bills like electricity and cable TV, sending dollars to Nigerian domiciliary accounts, and subscribing to services like Showmax. You download the app, add funds or cards, and use it to top up airtime/data, pay bills, or manage expenses and virtual cards.
Moniebee operates in Nigeria, Ghana, and Kenya.
Download the Moniebee app, create an account, and add your payment method to start using it.
Yes, Moniebee has a mobile app available on Android and iOS.
Moniebee is best suited for individuals in Nigeria, Ghana, and Kenya who need to manage daily finances, buy airtime/data, pay bills, and access virtual cards or streaming subscriptions.
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