OneDosh

OneDosh is a cross-border payments app for freelancers, remote workers, global professionals, and families who need to move money internationally using USD and stablecoins without traditional bank delays.

Key capabilities include:

• Unified fiat + stablecoin wallet to hold dollars and stablecoins, then convert instantly when sending or spending
• Instant international transfers with real-time foreign exchange, designed to reduce waiting time associated with bank rails
• Spend cards for global purchases, using virtual and physical Visa debit cards for online and in-store payments (where Visa is accepted), plus Apple Pay and Google Pay support
• Flexible payouts to recipients, sending value in stablecoins or cash, depending on what the recipient prefers

Available on Android and iOS.

It targets individuals with modern cross-border money needs (freelancers, remote workers, stablecoin-native earners, travelers, and global families) and also supports businesses that operate across borders.

It is notable for its focus on compliance and security for stablecoin-based payments, including AML/KYC screening, TLS 1.3 encryption, real-time fraud detection, and support for GDPR and NDPR privacy expectations. It launched in the United States (49 states, New York coming soon) and Nigeria, positioning the US–Nigeria corridor as an early route for cross-border transfers and spending.