CPayant

CPayant is a mobile fintech platform for MSMEs, entrepreneurs, and individuals who need cross-border payments across Africa and day-to-day digital banking in one place.

Key capabilities include:

• Cross-border transfers within Africa with a focus on faster delivery, transparent fees, and real-time notifications for payment status.
• Business and individual accounts designed to support frequent sending and receiving for trade, suppliers, and personal transfers.
• USD virtual cards (plus physical card support) for online purchases, subscriptions, and cross-border spending, with real-time spending control and fraud protection features.
• Invoice creation and tracking to generate professional invoices, share them quickly, and track payments in real time.

Available on Android (Google Play) and iOS (App Store).

Target users include African MSMEs and entrepreneurs managing supplier payments and cross-country trade, plus individuals sending money to family or making personal transfers.

Notable in the African payments context, the platform positions itself around coverage in 50+ countries and highlights security and compliance, stating that banking services are delivered via licensed payment partners and card services are provided through partners authorised by Visa and Mastercard.