Novacrust

Novacrust is a fintech platform for freelancers, remote workers, creators, and entrepreneurs who need ways to get paid internationally, hold value in USD and stablecoins, and spend or withdraw locally.

Key capabilities include:

• USD account in the user’s name for receiving ACH or wire payments from clients, employers, or platforms, plus support for receiving USDC/USDT and converting to cash before withdrawing to local rails
• Virtual card for global spending with a flexible monthly limit up to $10,000, fundable with local currency, USD, or USDC/USDT, including the option to spend from a crypto balance without manual conversion
• Currency exchange between USD, local currencies, and USDC/USDT with real-time pricing and fees shown upfront
• Send money locally and across borders, including transfers to local bank accounts or mobile money (availability depends on local regulations)

Available via a web app (account signup and login via app.novacrust.com).

Built for B2C users, especially freelancers, digital nomads, creators, and small online entrepreneurs who receive cross-border payments and need practical spending and cash-out options.

Notable in an Africa-focused context, it is made in New York and Lagos, supports withdrawals to local bank and mobile money where available, and states it is a fintech company (not a bank) that provides services through licensed financial institution partners. The platform also joined the Circle Alliance Program (December 2025) to support USDC integration across multiple blockchains.