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A digital banking platform for individuals and businesses in Kenya that offers savings, loans, payroll, bulk payments, and international transfers via mobile and web.

Umba is a licensed digital banking platform for individuals and businesses that want to spend, save, and access credit through a mobile-first account.
Key capabilities include:
Available on Web, Android, and iOS.
Target users include individuals in Kenya seeking savings and credit, plus SMEs and employers managing payroll, bulk disbursements, and employee lending.
Notable in the African market context, the service operates in Kenya and Nigeria, states it is fully licensed by the Central Bank of Kenya (CBK) with deposits insured, and was formerly known as Mkopo Kaka.
As of May 11, 2026, Umba is rated 5.0 on the App Store from 1 review and 3.6 on Google Play from 30.7K reviews with 1M+ installs.
DD Dave found 4 key people at Umba, including 1 Founder, 2 C-Suite, and 1 VP spread across 3 countries. See how we get product data
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DD Dave found 13 articles about Umba, from Feb 2023 to Apr 2026. See how we get product data
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DD Dave found 13 positions at Umba across 1 location. See how we get product data
| Title | Posted |
|---|---|
| Regulatory & Government Relations Advisor | Apr 10, 2026 |
| Head of SME Business | Mar 27, 2026 |
| Product Manager | Feb 3, 2026 |
| Umbapay Direct Sales Representatives | Feb 3, 2026 |
| Logbook and Asset Financing Relationship Officer | Feb 3, 2026 |
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DD Dave found that Umba has raised $27.3M across 7 rounds, backed by 21 investors. Their latest round was a Angel in Feb 2024. See how we get product data