Open accounts, access loans, and bank online in Nigeria
A regulated Kenyan microfinance bank offering personal, business, institutional banking and insurance, with mobile and internet channels for 24/7 transactions.
Faulu Microfinance Bank Product Overview
Is Faulu Microfinance Bank Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Kenyan retail customers
- Small businesses
What It Does Well
- Loans and credit
- Savings accounts
Things to Check
- Loan terms and limits
- USSD vs app features
About Faulu Microfinance Bank

Faulu Microfinance Bank is a regulated Kenyan microfinance bank serving individuals, MSMEs, traders, retail businesses, and institutions with banking, lending, savings, and insurance solutions.
Key capabilities include:
- Transactional and account services for saving, spending, and secure day to day transacting across multiple channels.
- Mobile banking and payments via the DigiCash app and USSD *339#, including balance checks, money transfers, bill payments, airtime purchase, mobile loans, mini statements, and instant transaction alerts.
- Credit solutions designed for personal and business needs, with flexible repayment options and eligibility for more than one loan (subject to criteria). The website also provides a loan calculator to estimate loan costs.
- Business and merchant collections through Merchant Paybill, plus Visa debit cards, agency banking, and internet banking to reduce reliance on branch visits.
Available on Web, Android, iOS (DigiCash app), and USSD (*339#).
Built for Kenyan consumers and organizations that need accessible banking, borrowing, bill payment, and insurance, especially micro and small businesses managing cash flow and everyday transactions.
It is notable in Kenya’s financial services market as a Central Bank of Kenya regulated microfinance bank, a member of the Old Mutual Group in East Africa, and part of industry bodies including the Kenya Bankers’ Association (KBA) and AMFI, with a strong focus on multi channel access and financial inclusion.
Faulu Microfinance Bank Facts
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Frequently Asked Questions About Faulu Microfinance Bank
Faulukenya (Faulu Microfinance Bank) is a regulated Kenyan microfinance bank that lets you bank, borrow, save, invest, pay bills, and access insurance through branches and digital channels like mobile, USSD, and internet banking. You open an account or take a loan with Faulu, then use channels such as the DigiCash app, *339# USSD, Visa debit cards, paybill, agents, and online banking to manage your money and payments 24/7.
Faulu Microfinance Bank operates in Kenya and is incorporated and regulated there as a microfinance bank. There is no verified evidence that it operates in other countries.
You can sign up for Faulu Microfinance Bank by opening an account through its branches or outreach network, then registering for digital channels like the DigiCash mobile app, USSD *339#, or internet banking linked to your account. Specific step by step online signup flows are not detailed, so you may need to visit a branch or contact the bank for onboarding requirements and documentation.
Yes, Faulu Microfinance Bank has a mobile app called Faulu DigiCash, available for Android devices. You can use the app to check balances, transfer money, pay bills, buy airtime, access mobile loans, and view mini statements from your phone.
Faulu Microfinance Bank is best suited for individual consumers, micro and small businesses, traders, investment groups, and institutions in Kenya that need accessible banking, credit, payments, and insurance services. It is particularly focused on customers who value mobile and multi channel access and those who may have been previously underserved by traditional banks.
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