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A Buy Now, Pay Later platform that lets Nigerian shoppers pay in instalments using a mobile app, card, or merchant checkout, with KYC-based credit limits.

CredPal is a Buy Now, Pay Later (BNPL) credit platform for consumers who want to shop online or in-store and repay over time through instalment plans.
Key capabilities include:
Available on Android and via the mobile app; also supports for partner merchants.
It targets B2C users, especially salaried Nigerians and working professionals who want flexible payment options for essentials and larger purchases.
Notable in the Nigerian market for combining BNPL, a dedicated card, and merchant checkout integrations, and for operating credit services via Dawakin Kudu Microfinance Bank Ltd, which is licensed and regulated by the Central Bank of Nigeria.
As of May 25, 2026, CredPal is rated 4.4 on the App Store from 3.7K reviews and 4.5 on Google Play from 7.3K reviews with 500K+ installs.
DD Dave found 1 key person at CredPal, including 1 Founder. See how we get product data
DD Dave found 11 articles about CredPal, from Mar 2022 to May 2024. See how we get product data
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DD Dave found that CredPal has raised $9.4M across 8 rounds, backed by 12 investors. Their latest round was a Venture (Round not Specified) in Jun 2022. See how we get product data