HerVest

HerVest is a Nigeria-based inclusive fintech platform that helps African women, especially underserved women and smallholder female farmers, save, invest, and access credit through a Gender Lens Investment (GLI) approach.

Key capabilities include:

• Savings plans that let users set goals and earn annual interest on savings plans (the site cites up to 15% per year).
• Impact investments that channel funds into opportunities tied to sectors such as agriculture, for example investments that mature with stated interest (the site shows a 12% maize investment example).
• Loans and credit access via a dedicated loan portal, alongside account setup tied to identity verification requirements such as BVN to generate a unique account number.
• Money movement and incentives, including free in-app transfers and zero withdrawal charges, plus a refer-and-earn program.

Available on Web (including an internet banking app), Android, and iOS.

It primarily serves women in Nigeria while also supporting women globally who want to save or invest with an impact focus linked to women’s economic participation.

Notable for its explicit GLI and peer-to-peer capital redistribution model that connects women with disposable income to financing needs of excluded women, with a strong emphasis on improving access to capital and support for female smallholder farmers.