What is HerVest and how does it work?

HerVest is an inclusive fintech platform designed for African women that provides access to flexible savings plans, impact investments in women-owned businesses and farms, and micro-credit financing. You can save as low as N100 with daily, weekly, monthly, or custom schedules, invest in women-led small and medium enterprises or dollar-denominated assets to earn 10-14% annual returns, and access loans with instant approval within 24-48 hours.

How much does HerVest cost?

It is generally free to join, but may charge fees or earn revenue through interest spreads, investment returns, or loan interest depending on the product used.

What countries does HerVest operate in?

HerVest currently operates in Nigeria, with a focus on smallholder women farmers and women-owned businesses across states including Borno, Plateau, Kaduna, Benue, Niger, Oyo, Kwara, and Ogun.

How do I sign up for HerVest?

You can sign up for HerVest by downloading the mobile app (iOS or Android) and creating an account with your personal details and phone/email verification.

Does HerVest have a mobile app?

Yes, HerVest is available on iOS and Android. You can download Hervest on the App Store for iPhone, or get it on Google Play for Android.

Who is HerVest best suited for?

HerVest is best suited for underserved and excluded African women, particularly smallholder female farmers and women entrepreneurs who want to build savings, invest in impact opportunities, or access credit financing.

How do I contact HerVest support?

You can contact HerVest support via hello@hervest.ng, in-app support, or their social media handles like @hervestng.

HerVest

🇳🇬 Nigeria

A women-focused fintech platform for African women to save, access low-risk impact investments, and apply for loans, with financial literacy content and in-app transfers.

Use it on:Web Android· 4.5 iOS· 4.6

Is HerVest right for you?

Best for

Nigerian women
Personal saving goals
First-time investors
Women seeking small loans
Financial literacy learners

What it does well

Savings plans
Low-risk impact investing
Loan applications
In-app transfers
Money lessons

Things to check

Loan eligibility rules
Loan repayment terms
Investment minimums
Withdrawal timelines
Naira-only accounts

HerVest is a Nigeria-based inclusive fintech platform that helps African women, especially underserved women and smallholder female farmers, save, invest, and access credit through a Gender Lens Investment (GLI) approach.

Key capabilities include:

Savings plans that let users set goals and earn annual interest on savings plans (the site cites up to 15% per year).
Impact investments that channel funds into opportunities tied to sectors such as agriculture, for example investments that mature with stated interest (the site shows a 12% maize investment example).
Loans and credit access via a dedicated loan portal, alongside account setup tied to identity verification requirements such as BVN to generate a unique account number.
Money movement and incentives, including free in-app transfers and zero withdrawal charges, plus a refer-and-earn program.

Available on Web (including an internet banking app), Android, and iOS.

It primarily serves women in Nigeria while also supporting women globally who want to save or invest with an impact focus linked to women’s economic participation.

Notable for its explicit GLI and peer-to-peer capital redistribution model that connects women with disposable income to financing needs of excluded women, with a strong emphasis on improving access to capital and support for female smallholder farmers.

As of Jun 22, 2026, HerVest is rated 4.6 on the App Store from 22 reviews and 4.5 on Google Play from 362 reviews with 50K+ installs.

Phone:+234 803 287 5778

Social Links:

Categories:

Fintech

Features & Business Model:

b2c investments lending mobile-money savings