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A smart finance app for Nigerian consumers and salary earners to automate savings in NGN or USD, manage budgets, make payments, access loans, and invest.
MyStash Product Overview
Is MyStash Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian salary earners
- Personal budgeting
What It Does Well
- Auto-saves in NGN
- Auto-saves in USD
Things to Check
- Loan terms and limits
- Investment options
About MyStash
MyStash is a smart finance mobile and web platform for consumers in Nigeria who want to save in NGN or USD, manage spending, make payments, access loans, and explore investments.
Key capabilities include:
- Smart Savings: Set up automatic savings in USD or NGN from income or daily spending, designed to build consistent saving habits.
- Payments: Make fast payments and transfers for everyday transactions.
- Budgeting: Plan and track spending while integrating automatic savings into a personal budget.
- Loans and investments: Access loans and investment options, including salary-earner loans from ₦30,000 to ₦1,000,000 for Federal, State, and Local Government employees paid via the IPPIS platform, with 6% per month interest.
Available on Web and via mobile apps on Android and iOS.
The product targets individual consumers, including young adults, informal economy workers, and MSME operators who want an all-in-one tool for savings, budgeting, payments, and credit access.
In the Nigerian market, it is notable for its focus on automated savings in both local currency and USD, and for being registered and regulated as a cooperative society under the Lagos State Ministry of Commerce, Industry and Cooperatives.
Support: support@mystashapp.com
MyStash Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
Official Links
African alternative to
Pricing & Fees
Variable pricingLoans: from ₦30,000 to ₦1,000,000; 6% per month interest on Loan; for Federal, State and Local Government employees whose salaries are processed through the IPPIS platform.
As of Oct 19, 2026, MyStash is rated 3.0 on the App Store from 2 reviews and 3.6 on Google Play from 9 reviews with 1K+ installs.
Recent Reviews for MyStash
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MyStash Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataMyStash has raised $200K across 1 recorded funding event. The latest was Pre-Seed in Oct 2021.
- Total Raised:
- $200K
- Latest Round:
- Pre-Seed
MyStash Investors & Funding Rounds
Frequently Asked Questions About MyStash
MyStash is a smart finance app for Nigerian consumers and salary earners that helps you save automatically, budget, pay, invest, and borrow in one place. It works by letting you set up automatic savings in NGN or USD, make payments and transfers, track spending, and access loans or investment options.
MyStash is focused on Nigeria, and it also has a listed office in Wilmington, Delaware, in the United States. Specific support for other countries is not stated.
Yes, MyStash is available on Android. Get Mystash on Google Play for Android.
MyStash is best suited for Nigerian consumers, especially salary earners, young adults, informal economy workers, and MSME operators who want savings, budgeting, payments, loans, and investment tools in one app.
You can contact MyStash support at support@mystashapp.com.
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