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A fintech platform for unbanked Nigerians and mSMEs to save daily, access 30-day micro-loans, pay bills, send and receive money, and subscribe to health insurance.
AjoCard is a Nigeria-focused fintech platform for unbanked and underserved individuals, open-market retailers, and mSMEs that offers daily savings, short-term micro-loans, payments, and health insurance access.
Key capabilities include:
Available on (AjoCard app), (console login), and via for developers that embed savings, wallet micropayments, insurance subscriptions, and use cases.
The platform targets unbanked and underserved consumers, open-market retailers, and mSMEs, and also supports B2B2C distribution through partners such as Personal Bankers and product teams integrating via API.
It is notable in Nigeria’s financial services market for operating under a CBN-approved microfinance license and stating that deposits are insured by the NDIC, which can matter for trust when serving cash-based and underserved segments.
As of May 25, 2026, AjoCard is rated 3.0 on Google Play from 381 reviews with 10K+ installs.
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DD Dave found that AjoCard has raised $1M across 1 round, backed by 1 investor. Their latest round was a Seed in Jul 2021. See how we get product data
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