Question 1

What is AjoCard and how does it work?

Accepted Answer

AjoCard is a financial technology company that provides financial services like micro-savings, micro-loans, health insurance, and a digital wallet to underserved and unbanked individuals. It works by enabling users to save money, access instant loans up to 100K, make payments, send and receive money, and get affordable insurance through a secure platform.

Question 2

How much does AjoCard cost?

Accepted Answer

AjoCard does not have a fixed signup fee for using its wallet or basic services, but it charges transaction-based fees on some services, while many everyday transactions (like transfers and payments) may be free depending on the channel used.

Question 3

What countries does AjoCard operate in?

Accepted Answer

AjoCard operates in Nigeria.

Question 4

How do I sign up for AjoCard?

Accepted Answer

You can sign up by downloading the AjoCard mobile app or registering through their website, then creating an account using your phone number, personal details, and completing KYC verification (such as BVN, ID, and address details where required).

Question 5

Does AjoCard have a mobile app?

Accepted Answer

Yes, AjoCard is available on Android.

Question 6

Who is AjoCard best suited for?

Accepted Answer

AjoCard is best suited for unbanked consumers, banked individuals far from bank branches or ATMs, and people in semi-urban and rural areas needing to save, make payments, and access loans.

Question 7

How do I contact AjoCard support?

Accepted Answer

You can contact AjoCard support via email at support@ajocard.com or by phone at +234 (1) 888 3784, +234 907 876 7326

Question 8

Does AjoCard have a plan for teams or businesses?

Accepted Answer

It provides solutions that serve businesses and small enterprises through payments, savings, and lending products.

Question 9

Does AjoCard offer an API or integrations?

Accepted Answer

AjoCard does offer APIs and integration tools, including savings, microcredit, health insurance, and bulk payment/disbursement APIs designed for financial institutions, agents, and enterprise partners.

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