Sterling Bank

Sterling Bank is a Nigerian national commercial bank that provides personal, SME, and corporate banking services, alongside digital channels for customers who want to manage money, payments, and accounts online.

Key capabilities include:

• Digital banking via OneBank for everyday transactions such as fund transfers, bill payments, and airtime/data purchase, with support for instant account opening, investments, loans, and card management (including cardless withdrawals and in-app card controls where available).
• Self-service portals to open accounts online and manage accounts, plus customer support tools such as a complaint tracker, ATM locator, and agent banking listings.
• Business and corporate banking tools, including Sterling Pro Corporate Internet Banking, plus business payment options like AutoReg, Pay4Me, and FIRS-related payments.
• Accounts and cards across savings, current, and investment options, plus debit, credit, and prepaid cards for different customer needs.

Available on Web (self-service and internet banking), Android and iOS (OneBank mobile app), and USSD.

Target users include individual consumers in Nigeria who need day-to-day banking, and SMEs, corporates, and institutions that require internet banking, business accounts, payments, and sector-focused offerings (H.E.A.R.T: Health, Education, Agriculture, Renewable Energy, Transportation).

It is notable in Nigeria for its breadth of digital access options (app, web, USSD), dedicated business banking channels, and its status as a Central Bank of Nigeria licensed and regulated bank founded in 1960.

As of Jun 22, 2026, Sterling Bank is rated 3.3 on the App Store from 914 reviews and 3.7 on Google Play from 33K reviews with 1M+ installs.