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M-KOPA is an embedded finance platform that helps everyday earners in Africa take home smartphones and other essentials instantly and repay in daily, weekly, or monthly installments.

M-KOPA is an African fintech platform for everyday earners in Ghana, Kenya, Nigeria, South Africa, and Uganda that enables pay-as-you-go financing for smartphones and selected essential products, so customers can take devices home immediately and repay over time.
Key capabilities include:
Available via a Web information site, with financed smartphones running on Android.
Target users include underbanked consumers and micro-entrepreneurs who need access to a smartphone and related services while building a repayment track record.
Notable in the African market context, the company reports $2B+ in credit unlocked, 7M+ customers across five markets, and 35,000+ sales agents, positioning the smartphone as a gateway to ongoing credit and add-on services for customers new to formal finance.
As of May 11, 2026, M-KOPA is rated 4.2 on Google Play from 62K reviews with 1M+ installs.
DD Dave found 7 key people at M-KOPA, including 2 Founder, and 5 C-Suite spread across 3 countries. See how we get product data
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DD Dave found 22 articles about M-KOPA, from Oct 2024 to Apr 2026. See how we get product data
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DD Dave found 124 positions at M-KOPA across 37 locations, including remote roles. See how we get product data
| Title | Posted |
|---|---|
| Senior CRM Manager - Lifecycle & Retention | May 1, 2026 |
| Head of Marketing | May 1, 2026 |
| Senior CRM Manager - Lifecycle & Retention | May 1, 2026 |
| AI Operations Lead | May 1, 2026 |
| AI Operations Lead | May 1, 2026 |
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NG Β· 8 reviews
May 17, 2026
Their pay as you go is easy to use and maintain
DD Dave found that M-KOPA has raised $680.8M across 10 rounds, backed by 26 investors. Their latest round was a Series F in Nov 2025. See how we get product data