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M-KOPA is an embedded finance platform that helps everyday earners in Africa take home smartphones and other essentials instantly and repay in daily, weekly, or monthly installments.

M-KOPA is an African fintech platform for everyday earners in Ghana, Kenya, Nigeria, South Africa, and Uganda that enables pay-as-you-go financing for smartphones and selected essential products, so customers can take devices home immediately and repay over time.
Key capabilities include:
Available via a Web information site, with financed smartphones running on Android.
Target users include underbanked consumers and micro-entrepreneurs who need access to a smartphone and related services while building a repayment track record.
Notable in the African market context, the company reports $2B+ in credit unlocked, 7M+ customers across five markets, and 35,000+ sales agents, positioning the smartphone as a gateway to ongoing credit and add-on services for customers new to formal finance.
DD Dave found 7 people at M-KOPA, including 2 Founder, and 5 C-Suite spread across 3 countries. See how we get product data
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DD Dave found 21 articles about M-KOPA, from Oct 2024 to Jul 2025. See how we get product data
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DD Dave found 57 positions at M-KOPA across 14 locations, including remote roles. See how we get product data
| Title | Posted |
|---|---|
| Senior Analytics Manager - Credit | Mar 25, 2026 |
| Financial Accountant - Accounts Payable | Mar 25, 2026 |
| Customer Insights Data Analyst | Mar 25, 2026 |
| Sales Executive - Owode 3 | Mar 24, 2026 |
| Financial Accountant - General Ledger | Mar 24, 2026 |
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DD Dave found that M-KOPA has raised $680.8M across 10 rounds, backed by 26 investors. Their latest round was a Series F in Nov 2025. See how we get product data