P2Vest

P2Vest is a Nigeria-focused peer-to-peer lending and insurance marketplace that serves individuals who want to borrow instant loans, lend to other users, and compare insurance options in one place.

Key capabilities include:

• Borrow and get funded fast: borrowers apply for a loan, add guarantor approval, and get the disbursed amount sent to an in-app wallet once a lender funds the request; the website cites 3-minute loan application processing time.
• Lend to earn interest: lenders can browse listed loan requests for set terms, fund borrowers, and receive principal and interest based on the repayment schedule; the platform highlights risk management for lenders and mentions returns (for example, +5% to +6%).
• Insurance comparison via Parasol: users can compare prices for insurance products through integrations with 15 insurance companies, including access to a corporate insurance portal.
• Additional credit options: BNPL (Buy Now, Pay Later) and Bail Me for lending to family and friends with flexible terms.

Available on Android, and iOS.

Target users include Nigerian consumers borrowing for personal needs (such as home renovations, school fees, or medical bills) and individuals who want to lend within a marketplace; it also includes business-facing offerings such as P2Vest for Business and corporate insurance.

Notable in the Nigerian market for combining P2P lending, wallet-based disbursement, and an insurance marketplace in one app, and for citing 300,000 user sign-ups and an NDPR audit compliant license.