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A WhatsApp chat-based payments bot for Nigerians to send money, pay bills, buy airtime and data, and create payment links to collect Naira or crypto.
Velcro is a WhatsApp-based payments and bill payment bot for individuals and small businesses in Nigeria that completes financial transactions through simple chat commands.
Key capabilities include:
Available on WhatsApp only (no separate app download required).
It targets Nigerian consumers such as students, freelancers, and small business owners who want to handle day-to-day transfers and bill payments without switching apps.
Velcro is notable in Nigeria’s fintech market for combining everyday bill payments with a crypto-to-Naira flow and payment link collection in a single WhatsApp conversation, with built-in account controls like lock, freeze (lost phone), and suspicious sender reporting.
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