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Credpal is a consumer-focused fintech platform that helps people access credit and pay for everyday needs, often combining lending with payment workflows. It stands out for simplifying borrowing and checkout for shoppers and merchants, but some teams still explore Credpal alternatives due to fees, eligibility rules, repayment flexibility, customer support expectations, or the need for better coverage in specific regions such as Nigeria.
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Breet — Crypto & Stablecoins Payment API for African Businesses 
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