Issue cards and embed payments with developer-first APIs
Tiva
Liners checked this listing or its product relationship to a reasonable extent. Verification is not an endorsement or product test. How verification worksFinancial infrastructure that helps fintechs and regulated businesses offer debit cards, instant credit, and money management tools to customers in emerging markets.
Tiva Product Overview
Is Tiva Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian fintechs
- Regulated businesses
What It Does Well
- Physical debit cards
- Virtual cards
Things to Check
- Nigeria-only rollout
- Regulatory requirements
About Tiva

Tiva is a financial infrastructure platform for fintechs, financial institutions, and other regulated businesses that want to offer end users spending power, credit access, and day-to-day financial control.
Key capabilities include:
- Card solutions with physical debit cards, enabling customers to spend instantly in everyday merchant locations
- Instant credit access, designed to help partners extend credit to customers when needed
- Money management rails that support customers who want to spend, save, and invest, with tools focused on staying in control anytime and anywhere
Tiva is available on the web and API; onboarding appears to be initiated through a partner request and sales flow on the website.
Target audience: B2B partners, including fintech companies, financial institutions, and regulated businesses building financial products for customers in emerging markets.
What makes it relevant in Africa and other emerging markets is its focus on providing the underlying rails for practical access to financial services, particularly instant spending via physical cards and credit enablement that partners can embed into their own offerings.
Tiva Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataRecent Reviews for Tiva
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Frequently Asked Questions About Tiva
Tiva is a financial infrastructure platform for fintechs, financial institutions, and regulated businesses to offer customers spending power, instant credit, and financial control tools. It works by providing card solutions with physical debit cards for instant spending, instant credit access, and money management rails for spending, saving, and investing.
Tiva offers customized enterprise financial infrastructure, requiring a scheduled discovery call with their commercial operations team for pricing information.
You can sign up by submitting a partner request through the sales flow on the Tiva website.
Tiva is best suited for individuals who need everyday card access, and for fintechs, financial institutions, and regulated businesses that need card issuing, portfolio-backed credit risk infrastructure, or real-world asset tokenization, built for emerging markets.
For suppport, send an email to support@tivafinance.com.
