ReadyCash

ReadyCash is a mobile-based agency banking and bill payment platform in Nigeria, built for agents who serve individuals and businesses that need everyday banking services outside traditional branches.

Key capabilities include:

• Agency banking services for customer onboarding and transactions, including BVN registration, account opening, cash-in (deposit to valid Nigerian bank accounts), and cash-out via POS or USSD.
• Identity and onboarding checks during registration, including BVN verification and facial verification (liveness check).
• Money transfers to bank accounts and between platform accounts, plus bill payments such as electricity, airtime, data recharge, WAEC, JAMB, and pay-TV.
• Operational tools and controls such as Transaction IDs for tracking and tiered daily limits (Level 1: ₦50,000/day, Level 2: ₦200,000/day).

Available on Android and iOS, with additional access via POS devices, and USSD.

It follows a B2B2C model: community-based agents (typically kiosks and small businesses) deliver services to end customers, earning commissions while extending access to banking services.

Notable in the Nigerian market context, it is operated by Parkway Projects Limited, a Central Bank of Nigeria-licensed payment solution provider, and it supports a large agent footprint (over 20,000+ agents) aimed at improving access to essential financial services for underserved communities.