Allawee

Allawee is a no-code card issuing and card program management platform for Nigerian financial institutions, fintech startups, and enterprises that need to issue, process, and manage card payments without a large engineering team.

Key capabilities include:

• Card program management that helps businesses set up a complete card program, including sponsor bank, card network, processor, manufacturer, and personalization.
• Instant physical and virtual card issuance with nationwide partner pickup for physical cards, in-app card activation, and spending across POS, online, and ATM.
• Accounts and ledgers to create custom accounts that can hold funds and make instant bank payments.
• Credit data decisioning and merchant classification that turns transaction data into merchant name, logo, location, and category, supporting analytics and product design.

Available on Web, plus APIs for developers, with support for Android and iOS experiences through Allawee-powered apps.

Target users include banks and microfinance institutions, fintechs, and brands/companies building use cases such as spend and expense management, payroll, fuel and fleet programs, credit and lending, loyalty and rewards, and NGO or government disbursement programs.

Notable in Nigeria for partnerships referenced with Mastercard, Providus Bank PLC (banking services), and Remita, and for launching a credit card product positioned around credit access and credit bureau reporting; the company states it is a fintech platform, not a bank.