Question 1

What is the best Payment24 alternative in South Africa?

Accepted Answer

For South Africa, start with Ozow if you want Pay by Bank and PayShap Request options, or Lipa Payments if you want Tap on Phone (SoftPOS) contactless acceptance on Android. If your use case is an industry-specific closed loop, SAPay is built for cashless minibus taxi fares in South Africa.

Question 2

What can I use instead of Payment24 for pan-African mobile money payments?

Accepted Answer

Use Onafriq or HUB2 when your core need is interoperable mobile money across African networks via one integration. HUB2 is positioned around routing for Francophone Africa, while Onafriq supports collecting and disbursing across mobile money and bank networks.

Question 3

Which apps are like Payment24 for POS and in-person payments?

Accepted Answer

If you want in-person acceptance without dedicated terminals, Lipa Payments offers SoftPOS so Android phones can accept contactless card payments using NFC. For broader online plus offline acceptance that includes POS, SeerBit supports POS alongside cards, USSD, bank transfers, and direct debit.

Question 4

Is Payment24 available outside South Africa?

Accepted Answer

Payment24 is based in Cape Town, South Africa, and is described as operating across five continents, but specific countries beyond South Africa are not clearly listed. If you need explicitly pan-African availability, compare Onafriq, HUB2, and SeerBit, which are shown as available pan-African.

Question 5

Which Payment24 competitor is best for white-label merchant services for banks?

Accepted Answer

littlefish is a strong fit if you want a full-stack, white-label merchant services platform aimed at banks and financial institutions across Africa. It is listed as available pan-African and in South Africa, and includes POS and mobile money in its positioning.

Question 6

Do Payment24 alternatives support physical cards and B2B2C programmes?

Accepted Answer

Yes, several do: Onafriq supports issuing with both virtual and physical cards, and SAPay and Sticitt both include Physical Cards in their tags. If your programme is B2B2C, Onafriq and SAPay are both explicitly tagged B2B2C.

Question 7

How do I switch from Payment24 to a payment gateway like SeerBit or eTranzact?

Accepted Answer

Start by mapping your current acceptance channels, then pick a gateway whose rails match them, for example SeerBit for cards, USSD, bank transfers, direct debit, and POS, or eTranzact for multi-channel switching across web, mobile, POS, ATMs, and bank branches. Plan your integration around their API requirements and a phased rollout per channel to reduce downtime.

Top 11 Best Payment24 Alternatives & Competitors (2026)

Alternatives to Payment24

Sticitt

ePass

GlobalTravelWalle...

JabuPay

SnapScan

Moove

Qwili

Lipa Payments

Stitch

Bridgecard

Fyatu

Frequently Asked Questions

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