What is Mavapay and how does it work?

Mavapay is a payment platform that uses Lightning Network technology for instant, low-cost cross-border transactions, primarily powering digital payments across Africa. It enables businesses to send and receive payments seamlessly, such as real-time transfers between NGN and ZAR, by leveraging blockchain for speed, stability, security, and low fees while ensuring regulatory compliance.

What countries does Mavapay operate in?

Mavapay operates in African countries, starting with Nigeria (NGN) and South Africa (ZAR) for cross-border payments.

How do I sign up for Mavapay?

You can sign up for Mavapay Money, their global money transfer platform, for free with no setup fees or monthly charges. Provide your BVN for identity verification to comply with Nigerian financial regulations.

Who is Mavapay best suited for?

Mavapay is best suited for African businesses, freelancers, and startups needing seamless cross-border payments, from generating invoices to receive global payments instantly.

Does Mavapay have a plan for teams or businesses?

Yes, Mavapay serves businesses from startups to established enterprises with scalable solutions for payment processing.

Does Mavapay offer an API or integrations?

Yes, Mavapay offers a public API. View the official Mavapay API documentation for endpoints, authentication, and integration guides.

Mavapay

Rating: 5
Author: ghaleebfayosi

🇳🇬 Nigeria

A payment gateway and API platform for businesses processing cross-border payments across Africa, with reliable processing, same-day settlements, and transparent rates.

Use it on:Web API

Is Mavapay right for you?

Best for

Nigerian businesses
Cross-border payouts
Africa payment flows
B2B2C platforms
Payroll disbursements

What it does well

API-based payments
Cross-border collections
Same-day settlements
Mobile money payouts
Payment gateway setup

Things to check

Supported payout countries
Settlement cut-off times
Mobile money networks
Payroll payout rules
Rate and fee breakdown

Mavapay is a payment gateway and API platform for businesses that need to accept, send, and manage cross-border payments across Africa, including commerce collections, business payouts, global payroll flows, and remittance-related workflows.

Key capabilities include:

High-reliability payment processing designed to reduce service interruptions for merchants and platforms handling frequent transactions
Fast settlements, including same-day settlements for supported flows, helping businesses access funds quickly
Transparent rates with clear, upfront pricing information and an exchange rate converter for checking rates
Secure transactions with security measures focused on protecting payments and customer data

Available on Web with API access and developer documentation for integration workflows (including NGN withdrawals to local bank accounts).

Built for B2B2C use cases, it primarily serves businesses integrating payments via API, and it also provides a separate individual product, Mavapay Money, for global money transfers.

It is notable in the African payments market for supporting predictable cross-border payment experiences while clearly stating that remittance services are delivered through third-party licensed partners, not directly by the platform.

Social Links:

Categories:

Fintech

Features & Business Model:

b2b2c cross-border-payments mobile-money payment-gateway payroll

Frequently Asked Questions About Mavapay

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ghaleebfayosi

NG · 2 reviews

Jun 4, 2026

You can tell the team understands real African payment challenges — from remittance workflows to commerce collections. Support is responsive and genuinely sweet to work with.