What is Localpayment and how does it work?

Localpayment is a payment service provider that enables secure cross-border payments across emerging markets, including Latin America and Africa, through a single API. It supports pay-ins via virtual accounts, cards, and alternative payment methods such as QR and local schemes, as well as cash-based payments and recurring billing for subscriptions.

Who is Localpayment best suited for?

Localpayment is best suited for businesses expanding into emerging markets across Latin America and Africa, including e-commerce platforms, SaaS companies, and service providers that need to accept local payment methods such as cards, bank transfers, cash, and region-specific payment options.

Does Localpayment have a plan for teams or businesses?

Yes, Localpayment supports businesses with services like subscriptions, payouts, virtual accounts, and a dashboard for payment management.

Does Localpayment offer an API or integrations?

Yes, Localpayment offers a public API. View the official Localpayment API documentation for endpoints, authentication, and integration guides.

Localpayment

🇳🇬 Nigeria 🇨🇮 Côte d'Ivoire 🇪🇬 Egypt+5 more

A payment service provider with a single API for businesses in emerging markets to collect payments, send payouts, and manage treasury and FX using local methods.

Use it on:Web API

Is Localpayment right for you?

Best for

Africa-focused online businesses
Marketplaces paying sellers
Platforms running payouts
Fintech product teams
Merchants selling cross-border

What it does well

One API payments
Cross-border pay-ins
Local-method payouts
Multi-currency handling
Treasury and FX flows

Things to check

Supported local payment methods
Settlement timeframes
Payout countries covered
Currency support list
API integration effort

Localpayment by Aleph is a payment service provider for digital businesses in emerging markets that need to collect payments, send payouts, and manage treasury and FX through a single integration.

Key capabilities include:

Pay-in and pay-out via a single API, supporting local payment options such as cards, bank transfers, mobile money, and alternative payment methods, with strong coverage across Latin America and additional support in Africa and other emerging markets.
Treasury & FX tools to transfer, settle, and convert funds across 70+ currencies, including multi-currency conversions and virtual accounts.
Smart routing and cascading to improve payment acceptance rates, alongside a built-in fraud detection engine.
Support for crypto on/off-ramps and high-value transactions, backed by 24/7 customer support.

Available via Web and API (developer documentation is provided online).

Target users include B2B digital platforms, advertisers, e-commerce businesses, streaming services, SaaS providers, and merchants that require local payment processing and cross-border settlement.

Notable context: Localpayment is part of Aleph Group (acquired in October 2024) and focuses on enabling payments across emerging markets. While its strongest presence is in Latin America, the platform also supports payment operations in Africa and other regions, making it relevant for businesses seeking broader emerging-market coverage and cross-border payment capabilities.

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Developer Tools & Cloud Fintech

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