White-label merchant services that extend bank infrastructure
Lipa Payments
A SoftPOS payment platform for banks, fintechs, and businesses to accept contactless card payments on Android phones using NFC, with APIs and SDKs for integration.
Lipa Payments Product Overview
Is Lipa Payments Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- South African banks
- South African fintechs
What It Does Well
- Tap to pay on Android
- NFC contactless acceptance
Things to Check
- Android device support
- NFC phone requirements
About Lipa Payments

Lipa Payments is a SoftPOS (Software Point of Sale) platform for banks, fintechs, and businesses that need to accept contactless card payments on smartphones without dedicated payment terminal hardware.
Key capabilities include:
- Tap on Phone (NFC payments): enables merchants to take contactless card transactions directly on supported Android devices.
- Integration options: provides an Open API and SDKs to embed Tap on Phone acceptance into existing banking, fintech, or merchant systems.
- Customisable deployments: supports a white-label app and an Intent App to tailor the payment flow and merchant experience.
- Multi-acquirer support: allows connection to multiple banking institutions, useful for merchant portfolios that operate across different acquirers.
Available on Android with API/SDK integration options.
Designed primarily for B2B use, it targets banks and fintechs enabling acceptance for their merchants, and it also supports individuals, SMEs, and larger businesses moving to cashless, in-person payments.
Notable context: founded in 2019 with headquarters in Cape Town, South Africa, it is backed by Imvelo Ventures (associated with Capitec Bank Limited) and operates across South Africa and the United States.
Lipa Payments Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataRecent Reviews for Lipa Payments
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Lipa Payments Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataLipa Payments has raised $660K across 1 recorded funding event. The latest was Seed in Feb 2022.
- Total Raised:
- $660K
- Latest Round:
- Seed
Lipa Payments Investors & Funding Rounds
Lipa Payments Founders & Leadership Team
Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source dataFrequently Asked Questions About Lipa Payments
Lipa Payments is a SoftPOS (Software Point of Sale) platform that enables businesses to accept contactless card payments directly on Android smartphones using NFC technology, without needing dedicated payment terminal hardware. Merchants can process Tap on Phone transactions, and the platform provides APIs and SDKs for banks, fintechs, and businesses to integrate payment acceptance into their own systems.
Lipa Payments operates primarily in South Africa, Kenya, Nigeria, and Ghana. The company is headquartered in Cape Town, South Africa, with offices also in the United States.
You can request access by contacting sales@lipapayments.com or hello@lipapayments.com, or by using the access request form on their website.
Yes, Lipa Payments offers a mobile app available on Google Play for Android devices running Android 8.1 and above. The app enables merchants to accept contactless card payments directly on their phone.
Lipa Payments is best suited for banks and fintechs looking to enable payment acceptance for their merchants, as well as small and medium-sized enterprises, retailers, field sales teams, and informal merchants who want to accept contactless card payments on their mobile devices.
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