Yoco

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An all-in-one POS and card payment platform for South African small businesses to accept payments, track sales in real time, and manage operations from one account.

Yoco Product Overview

Is Yoco Right for You?

Liners prepares and updates these highlights as product information changes. Editorial standards

Best For

  • South African small businesses
  • In-store card payments

What It Does Well

  • Card payment acceptance
  • Point of sale setup

Things to Check

  • Supported card types
  • Payout timing

About Yoco

Screenshot of Yoco website

Yoco is an all-in-one point of sale (POS) and card payments platform for small businesses in South Africa, built for taking payments, tracking sales in real time, and managing day-to-day operations from a single account.

Key capabilities include:

  • POS and payments in one system with products like Yoco Counter, an out-of-the-box setup that combines a 12-inch HD touchscreen tablet, a Neo Touch card machine, and free built-in POS software for selling and taking card payments.
  • Sales, catalog, and stock management, including product catalog setup (variants, images, prices including VAT, costs), low stock alerts, and real-time reporting via the Yoco App.
  • Checkout tools for service businesses, including discounts, tipping, split bills, and digital receipts, plus staff performance tracking for teams.
  • Operations and finance tools, including compatibility with accessories like printers, cash drawers, and barcode scanners, instant payouts to major South African banks (7 days a week, including holidays), and accounting integrations with Xero, Sage, and QuickBooks.

Available on Web (dashboard/login), Android, and iOS.

It targets South African SMEs in food and beverage (restaurants, cafés, takeaways, bars, food trucks), retail, health and beauty, and service businesses that need in-store or tableside payments.

Notable in South Africa for its adoption (the website cites 202,107 businesses) and for devices designed for local conditions, including built-in battery and 4G data support for continued trading during load shedding.

Yoco Facts

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Social Links
African alternative to
Pricing & Fees
Variable pricingPricing varies by plan and transaction fees. Core: R0 /mo per location; debit 2.30% up to R50k; 1.35% R50k - R200k; R200k+ Custom. Plus: R249 /mo per location; debit 2.10% up to R50k; 1.25% R50k - R200k; R200k+ Custom. Pro: R499 /mo per location; debit 1.95% up to R50k; 1.20% R50k - R200k; R200k+ Custom.

As of Oct 5, 2026, Yoco is rated 4.1 on the App Store from 7 reviews and 3.7 on Google Play from 3.1K reviews with 500K+ installs.

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Yoco Funding History

Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source data

Yoco has raised $109.9M across 7 recorded funding events. The latest was Series C in Jul 2021.

Total Raised:
$109.9M
Latest Round:
Series C

Yoco Investors & Funding Rounds

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Yoco Founders & Leadership Team

Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source data
Carl Wazen
Carl WazenFounder

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Latest Yoco News & Updates

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Jobs at Yoco

TitlePosted
Inbound Merchant Success ConsultantJul 24, 2026
Account Management Team Lead Merchant Success · Johannesburg (South Africa)Apr 2, 2026

Frequently Asked Questions About Yoco

Yoco is a point-of-sale system that lets businesses accept card payments using mobile card machines paired with a free app for sales, inventory, and reporting. You order a card machine, connect it to your smartphone or tablet via the Yoco app, and process payments, manage stock, and track sales in real time.

Yoco has no monthly fees or contracts. It uses flat-rate transaction fees, with payouts in 1-2 business days; fast or weekly payout options are available.

Yoco operates in South Africa and other African markets.

Order a card machine from the Yoco website for free delivery, then download the Yoco app to set up and start accepting payments.

Yes, Yoco has a mobile app for iOS and Android that handles POS functions like sales, inventory, and reporting.

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