Yoco
An all-in-one POS and card payment platform for South African small businesses to accept payments, track sales in real time, and manage operations from one account.

Is Yoco right for you?
Best for
- South African small businesses
- In-store retailers
- Food and drink outlets
- Service businesses
- Card payment sellers
What it does well
- Card payments
- Point of sale checkout
- Real-time sales tracking
- Single account operations
- Customer loyalty rewards
Things to check
- Supported card types
- Payout timing
- Point of sale hardware
- Loyalty setup options
- Savings feature rules
Yoco is an all-in-one point of sale (POS) and card payments platform for small businesses in South Africa, built for taking payments, tracking sales in real time, and managing day-to-day operations from a single account.
Key capabilities include:
- POS and payments in one system with products like Yoco Counter, an out-of-the-box setup that combines a 12-inch HD touchscreen tablet, a Neo Touch card machine, and free built-in POS software for selling and taking card payments.
- Sales, catalog, and stock management, including product catalog setup (variants, images, prices including VAT, costs), low stock alerts, and real-time reporting via the Yoco App.
- Checkout tools for service businesses, including discounts, tipping, split bills, and digital receipts, plus staff performance tracking for teams.
- Operations and finance tools, including compatibility with accessories like printers, cash drawers, and barcode scanners, instant payouts to major South African banks (7 days a week, including holidays), and accounting integrations with Xero, Sage, and QuickBooks.
Available on Web (dashboard/login), Android, and iOS.
It targets South African SMEs in food and beverage (restaurants, cafés, takeaways, bars, food trucks), retail, health and beauty, and service businesses that need in-store or tableside payments.
Notable in South Africa for its adoption (the website cites 202,107 businesses) and for devices designed for local conditions, including built-in battery and 4G data support for continued trading during load shedding.
As of Jun 29, 2026, Yoco is rated 4.1 on the App Store from 7 reviews and 3.7 on Google Play from 3.1K reviews with 500K+ installs.
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