Question 1

What is the best alternative to Trashcoin in Nigeria?

Accepted Answer

In Nigeria, ReadyCash is a strong alternative if what you want is agent-based cash-in, cash-out, transfers, and bill payments. If you prefer a POS-led agent network for withdrawals plus airtime and bill payments, Fazipay is another good fit. For a more bank-style option with digital channels and branches, Sterling Bank is also available in Nigeria.

Question 2

What can I use instead of Trashcoin for bill payments without recycling features?

Accepted Answer

If your main goal is paying utilities and subscriptions, Prime Biller is built around airtime, data, electricity bills, and TV subscriptions via web and Android. For a broader wallet that also supports transfers and bill payments, FalconPay is another option. These focus on payments first, not waste deposit workflows.

Question 3

Which apps like Trashcoin support USSD?

Accepted Answer

For USSD, compare Kyanda Africa, which lists USSD for payments and utility settlements, and ReadyCash, which supports USSD alongside an agent network in Nigeria. If you want mobile money with USSD and an app in a single market, Moov Money also supports USSD in Togo.

Question 4

Is Trashcoin available outside Nigeria?

Accepted Answer

Trashcoin is positioned for Africa with rollout noted in Nigeria and broader West Africa, but specific country availability beyond that is not clearly detailed. If you need known multi-market availability today, Momo is listed across countries including Ghana, Uganda, Rwanda, and Nigeria. For Kenya and South Africa specifically, Kyanda Africa is listed in both markets.

Question 5

What is a Trashcoin alternative for cash withdrawals through agents or POS?

Accepted Answer

For agent-led cash withdrawals, Fazipay is designed around an agent POS network and supports cashouts plus bill payments in Nigeria. If you want agency banking style cash-in and cash-out with transfers, ReadyCash also centres on local agents and supports bill payments. Choose based on whether you prefer POS outlets or broader agency banking services.

Question 6

Do Trashcoin alternatives support mobile money transfers and merchant payments?

Accepted Answer

Yes, several Trashcoin alternatives are mobile money style wallets built for send and receive. Moov Money supports sending and receiving money, withdrawals, and bill payments in Togo via USSD and app. Momo also supports transfers and bill payments across multiple African markets.

Question 7

Which Trashcoin competitor is best for accepting card payments in person?

Accepted Answer

If you want to accept card payments at the point of sale, Nearpays is designed for contactless card acceptance using NFC Tap to Pay, and it also supports USSD in Nigeria and Ghana. That makes it a better fit than bill-pay-only options when your priority is collecting payments from customers face to face.

Top 56 Best Trashcoin Alternatives & Competitors (2026)

Alternatives to Trashcoin

Fazipay

ReadyCash

Hope PSBank

Nearpays

Telecel

Fetswallet

FalconPay

Sterling Bank

Momo

Prime Biller

Speso

Heirs Insurance G...

eTranzact

KEGOW

Parkway

PocketApp

iPay Africa

Eyowo

QuickCheck

Monnify

Shago Payments

KashNow

SmartCash PSB

Tbay

Frequently Asked Questions

More Fintech Product Alternatives

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