A digital payments platform for individuals and businesses to send and receive money, pay bills, buy airtime and data, and integrate payments and bulk SMS via APIs.

Screenshot of FalconPay website

Is FalconPay right for you?

Best for

  • Nigerians sending money
  • Small businesses
  • Online sellers
  • Bill payers
  • Airtime and data buyers

What it does well

  • Send and receive money
  • Bill payments in-app
  • Airtime and data top-ups
  • Payment API integration
  • Bulk SMS via API

Things to check

  • Supported billers list
  • USSD payment steps
  • Bulk payment limits
  • API documentation depth
  • Wallet funding options

FalconPay is a digital financial platform for individuals, businesses, and developers who need money transfers, bill payments, airtime and data purchases, and API-based payment and messaging tools.

Key capabilities include:

  • Fiat wallet and transfers for storing funds, sending and receiving payments, and supporting local and international payment use cases
  • Bills and top-ups to pay for services such as TV and electricity, plus buy airtime/data, with automated bill reminders
  • Merchant payments via a checkout flow that supports cards and mobile wallets
  • Business and developer tools including payments API and SMS API, plus a bulk SMS feature (Notify) that supports uploading contacts from Excel/CSV/TXT

Available on Web, Android, iOS, USSD, and via APIs.

It serves B2C users managing everyday payments and B2B/B2B2C teams building or selling payment flows, merchant checkout, and bulk messaging.

Notable for its focus on Nigeria-focused local payments while also supporting broader international payment use cases, and for offering both low-connectivity access (USSD) and integration options (APIs) relevant to businesses operating across African markets.

As of Jul 13, 2026, FalconPay is rated 3.6 on the App Store from 11 reviews and 4.5 on Google Play from 84 reviews with 5K+ installs.

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Recent Reviews for FalconPay

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belloadamu5551

NG · 2 reviews

Jun 4, 2026

For my small business, the API integration has been a game-changer. The ability to automate payments and send bulk SMS directly through the platform saves hours of manual work.

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